92 Loughborough Road, Mountsorrel, Loughborough, LE12 7AU

UPRN:100030451610Semi-Detached House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

92 Loughborough Road, Mountsorrel, Loughborough, LE12 7AU

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£333,000

£316k - £350kHigh

Estimate

£333k

Range

£316k – £350k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

5.55%

Verdict

Derived from HomePortfolio scores

92 Loughborough Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

48/ 100

Mixed

Transit & Bike

Transit 10Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£335,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £108,550
Net cash flow: -£58/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£333,000

Rent Estimate (pcm)£1,550

Gross Yield5.55%

1y Growth+11.9%

3y Growth-0.6%

5y Growth+1.8%

10y Growth+3.1%

Last Sold Price£267,000 (2021-12-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0LE12 7AU

Approval Rate

-12mo

Development

low

P/26/1807/2
Regulation 5 notice of intention to install fixed line broadband apparatus: no. 1 11m wooden pole
Approved
P/26/1647/2
Discharge of Conditions: 6 (Drainage) and 7 (Swift Boxes) of Planning application P/25/2290/2 - Two storey side extension to provide ground floor retail unit and first floor office space.
Conditions
P/26/1637/2
Erection of rear veranda
Pending

View Planning Timeline

Ownership

Corporate Ownership78.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-12-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,550

Population Density-

Owner Occupied66%

Age Distribution

0-15 14%16-64 64%65+ 22%

View Area Profile

Schools Nearby

Homefield College
0.1 mi
-
Christ Church & Saint Peter's Cofe Primary School
0.6 mi
Good
Quorn Hall School
1.0 mi
Inspected by ISI
Rawlins
1.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

88 Loughborough Road
-
£300k
-
110 Loughborough Road
-
£290k
-
164 Loughborough Road
-
£218k
-
132 Loughborough Road
-
£201k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN