Hillcrest, 7 Chapel Street, Belton in Rutland, Oakham, LE15 9JT

UPRN:100030716618End Terrace House8 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: -

Data freshness:Listing· freshPrice Paid· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

Hillcrest, 7 Chapel Street, Belton in Rutland, Oakham, LE15 9JT

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£974,000

£877k - £1.07MMedium

Estimate

£974k

Range

£877k – £1.07M

Rent Estimate (pcm)

£3,950

£4k - £4k

Monthly

£3,950

Yield

4.86%

Verdict

Derived from HomePortfolio scores

Hillcrest earns an INVESTIGATE rating with HP Score 55/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (10/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

10/ 100

Low

Transit & Bike

Transit 6Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 6 bedrooms but the valuation snapshot describes 8 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£975,100

At the asking price

Monthly rent£3,950/mo

Evidenced range £3,600-£4,350

Interest rate5.4%

Loan to value75%

Cash required: £335,090
Net cash flow: -£556/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.20 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£974,000

Rent Estimate (pcm)£3,950

Gross Yield4.86%

1y Growth-

3y Growth-0.5%

5y Growth+3.0%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

7LE15 9JT

Approval Rate

85.7%12mo

Development

low

2026/1257/CAT
Remove 1no. Cherry plumb tree (T1)
Pending
2026/1212/FUL
Proposed alterations to extant outbuilding including alterations to windows and doors, partial raising of roof height, insertion of dormer windows.
Pending
2026/1192/CAT
(T1) Remove 1 no. Hazel tree to just above ground level.
Approved

View Planning Timeline