13 The Street, South Luffenham, Oakham, LE15 8NX

UPRN:100030724124Bungalow Property2 bedsBuilt before 1900

Tenure: -Council Tax: Band BEPC: E (54)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

13 The Street, South Luffenham, Oakham, LE15 8NX

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£275,000

£220k - £330kLow

Estimate

£275k

Range

£220k – £330k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

1.58%

Verdict

Derived from HomePortfolio scores

13 The Street earns an INVESTIGATE rating with HP Score 62/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (10/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

10/ 100

Low

Transit & Bike

Transit 5Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£460,000-£795,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£795,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £269,550
Net cash flow: -£1,956/mo
Cash on cash: -8.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.39 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£275,000

Rent Estimate (pcm)£1,050

Gross Yield1.58%

1y Growth+32.3%

3y Growth-0.5%

5y Growth+3.0%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3LE15 8NX

Approval Rate

66.7%12mo

Development

low

2026/1161/CAT
T1 - Reduce height of Ash tree by 4.5m and reduce lateral branches by 4m to balance shape
Approved
2026/1126/FUL
Single storey rear / side extension.
Approved
2026/0883/DIS
Discharge of Condition No. 4 (Remediation Scheme), Condition No 5 (Validation Report), Condition No. 6 (Contamination), Condition No. 10 (Hard & Soft Landscaping), Condition No.11 (Implementation of Landscaping) & Condition No.12 (Boundary Treatments) on planning permission ref: 2025/1356/FUL (S73 Variation of condition 2 (plans) in relation to: 2025/0927/FUL (Subdivision of permitted dwelling and annexe into 3 no. separate residential dwellings). To accommodate design changes Omit A102 REV i, replace A102 REV L; Omit A301 REV E, replace with A301 REV F - The Boot Inn 10 The Street South Luffenham).
Approved

View Planning Timeline