24 Chestnut Drive, Louth, LN11 7AX

UPRN:100030766038Semi-Detached House3 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band BEPC: C (73)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 3mo agoRisk· 3mo agoCrime· freshConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Strong

Verdict

today

BUY
Strong fundamentals
INVESTIGATE
Mixed signals - investigate
AVOID
High risk factors

Confidence

Medium

Sale Estimate

£228,000

£216k - £239kHigh

Estimate

£228k

Range

£216k – £239k

Rent Estimate (pcm)

£900

£850 - £1kMedium

Monthly

£900

Yield

4.17%

AI Verdict

Derived from HomePortfolio scores

AI summary

24 Chestnut Drive earns a INVESTIGATE rating with HP Score 61/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (37/100). Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected Nationsvalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

61/ 100

Moderate

Investment Score

52/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

37/ 100

Mixed

Transit & Bike

Mixed

Real Data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 16 Sept 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge18/40
claims [AVM +37.3% (HIGH)] → consensus +37.3% → credited 3.0% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 100030766038· as of 12 Aug 2026
Rental economics22.1/30
gross yield 7.6%; range width penalty ×0.87
- zoopla_valuationsrent estimate 900/mo (range 850-1000)· as of 12 Aug 2026· verify before relying on this
Seller motivation0/20
0 price cut(s), 31 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 16 Sept 2026
Risk & liquidity9.7/10
327 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£114,500£164,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£143,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £44,560
Net cash flow: £140/mo
Cash on cash: 3.8%
Score at this price: 50

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.86 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 100030766038Valuation edge · as of 12 Aug 2026
zoopla_valuationsrent estimate 900/mo (range 850-1000)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 16 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 900/mo (range 850-1000)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£228,000

Rent Estimate (pcm)£900

Gross Yield4.17%

1y Growth-

3y Growth+0.0%

5y Growth+1.4%

10y Growth+4.3%

Last Sold Price£46,500 (1997-02-14)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonLow
MiningUnknown
Landslide1
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LN11 7AX

Approval Rate

-12mo

Development

low

EastLindsey/N/092/00378/21
Non material amendment to that previously approved under planning permission ref. no. N/092/00073/18.
Approved
EastLindsey/N/092/01017/20
Outline erection of up to 141no. dwellings (with means of access, landscaping and layout to be considered).
Approved
EastLindsey/N/092/00986/20
Non material amendment to that previously approved under planning permission ref. no. S/092/00073/18.
Approved

View Planning Timeline