3 High Street, Grainthorpe, Louth, LN11 7HS

UPRN:100030768263End Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: D (58)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

3 High Street, Grainthorpe, Louth, LN11 7HS

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£195,000

£176k - £215kMedium

Estimate

£195k

Range

£176k – £215k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

8.16%

Verdict

Derived from HomePortfolio scores

3 High Street earns an INVESTIGATE rating with HP Score 64/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

21/ 100

Low

Transit & Bike

Transit 5Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£124,950

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £38,786
Net cash flow: £167/mo
Cash on cash: 5.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.02 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£195,000

Rent Estimate (pcm)£850

Gross Yield8.16%

1y Growth-

3y Growth+0.3%

5y Growth+1.4%

10y Growth+4.2%

Last Sold Price£139,000 (2016-10-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0LN11 7HS

Approval Rate

-12mo

Development

low

00547/26/DPC
Discharge of condition 3 (tree protection plan and arboricultural method statement) imposed on Planning Permission ref. no. 03391/25/FUL.
Approved
00455/26/FUL
Planning Permission - Erection of a double garage.
Approved
03391/25/FUL
Planning Permission - Extensions to existing dwelling to provide additional living accommodation and the erection of a detached double garage and car port.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-10-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,705

Population Density-

Owner Occupied81%

Age Distribution

0-15 14%16-64 55%65+ 31%

View Area Profile

Schools Nearby

Grainthorpe Junior School
0.6 mi
GoodConcerns
Marshchapel Infant School
1.9 mi
-
Somercotes Academy
2.3 mi
Inspected as Birkbeck School and Community Arts College (URN 120653) on 3 Feb 2015
North Somercotes CofE Primary School
2.8 mi
Good

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 High Street
-
£283k
-
2 High Street
-
£120k
-
1 High Street
-
£145k
-
Sunnyside High Street
-
£148k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN