41 Abbey Road, Darlington, DL3 8LR

UPRN:10003077824Detached House6 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: E (47)

Data freshness:Listing· freshOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,063,000

£851k - £1.28MLow

Estimate

£1.06M

Range

£851k – £1.28M

Rent Estimate (pcm)

£4,500

£4k - £5k

Monthly

£4,500

Yield

3.86%

Verdict

Derived from HomePortfolio scores

41 Abbey Road earns an INVESTIGATE rating with HP Score 85/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

87/ 100

Excellent

Transit & Bike

Transit 24Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.9%; range width penalty ×0.80
- valuation_snapshotsrent estimate 4500/mo (range 4050-4950)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,729/mo, -61% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Risk & liquidity9.2/15
539 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,400,000

At the asking price

Monthly rent£4,500/mo

Evidenced range £4,050-£4,950

Interest rate5.4%

Loan to value75%

Cash required: £505,050
Net cash flow: -£1,610/mo
Cash on cash: -3.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 4500/mo (range 4050-4950)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 4500/mo (range 4050-4950)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,063,000

Rent Estimate (pcm)£4,500

Gross Yield3.86%

1y Growth-

3y Growth+3.1%

5y Growth+0.6%

10y Growth+1.3%

Last Sold Price£750,000 (2008-05-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4DL3 8LR

Approval Rate

100%12mo

Development

low

26/01095/FUL
Erection of a single storey rear extension to the existing detached garage
Pending
26/01067/TFC
Notification to carry out works to trees in a designated conservation area - Fell 1 No. Beech tree and trim hedge back by 1-1.5 m to maintain access and reduce height by 1-2 m
Pending
26/01052/CON
Approval of details reserved by Condition 5 (external materials) attached to planning permission 26/00095/FUL dated 23 Oct 26 (Conversion of existing Methodist Church (Use Class F1) to 6 No. flats (3 No. 2 bed and 3 No. 1 bed) (Use Class C3), including erection of part second storey extension, installation of 1.8 m timber boundary fence, cycle storage provision and associated works)
Pending

View Planning Timeline