The Latch, 30 Broadgate Road, Sutton St. James, Spalding, PE12 0JS

UPRN:100030876409Detached BungalowBeds -Built 1983-1990

FreeholdCouncil Tax: -EPC: B (81)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Latch, 30 Broadgate Road, Sutton St. James, Spalding, PE12 0JS

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£291,000

£262k - £320kMedium

Estimate

£291k

Range

£262k – £320k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

20.57%

Verdict

Derived from HomePortfolio scores

The Latch earns an INVESTIGATE rating with HP Score 57/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

13/ 100

Low

Transit & Bike

Transit 3Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£70,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £22,300
Net cash flow: £595/mo
Cash on cash: 32.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 5.08 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£291,000

Rent Estimate (pcm)£1,200

Gross Yield20.57%

1y Growth-

3y Growth-0.3%

5y Growth+1.8%

10y Growth+4.0%

Last Sold Price£221,500 (2021-09-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE12 0JS

Approval Rate

-12mo

Development

low

H20-1028-26
Details of landscaping & tree planting, three swift nest bricks, one integrated bat box, contamination of land or pollution of controlled waters, biodiversity gain plan, written 30-year Habitat Management & Maintenance Plan (HMMP) (Conditions 7, 9, 10, 17, 18 & 19 of H20-0645-26)
Pending
H20-0922-26
Detached ancillary annexe for use by family member - Retrospective
Pending
H20-0645-26
Proposed demolition of existing barn benefiting from Class Q approval under H20-0124-24 and construction of dwelling, associated garage block and external works
Approved

View Planning Timeline

Ownership

Corporate Ownership78.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-09-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,196

Population Density63 /km²

Owner Occupied79%

Age Distribution

0-15 17%16-64 60%65+ 23%

View Area Profile

Schools Nearby

Sutton St James Community Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Kinderley Primary School
2.8 mi
Good
The Tydd St Mary Church of England Primary School
3.5 mi
OutstandingConcerns
Fleet Wood Lane School
3.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38 Broadgate
-
£228k
-
40 Broadgate
-
£248k
-
42 Broadgate
-
£285k
-
30 Broadgate
-
£222k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN