13 Rowan Avenue, Spalding, PE11 2LH

UPRN:100030893240Semi-Detached HouseBeds -Built 1950-1966

Tenure: -Council Tax: Band AEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£174,000

£156k - £191kMedium

Estimate

£174k

Range

£156k – £191k

Rent Estimate (pcm)

£800

£700 - £850

Monthly

£800

Yield

12.00%

Verdict

Derived from HomePortfolio scores

13 Rowan Avenue earns an INVESTIGATE rating with HP Score 69/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

66/ 100

Moderate

Transit & Bike

Transit 19Bike 90

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£80,000

At the asking price

Monthly rent£800/mo

Evidenced range £700-£850

Interest rate5.4%

Loan to value75%

Cash required: £25,300
Net cash flow: £284/mo
Cash on cash: 13.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£174,000

Rent Estimate (pcm)£800

Gross Yield12.00%

1y Growth-

3y Growth-2.4%

5y Growth+1.2%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE11 2LH

Approval Rate

-12mo

Development

low

H16-1072-26
Change of use from Offices to Youths' Awareness Mentoring Programme, Charity Meetings & Community Church
Pending
H16-1010-26
Works to Trees in Spalding Conservation Area
Pending
H16-0981-26
Works to Spalding Tree Preservation Order No 2 1964
Pending

View Planning Timeline

Ownership

Corporate Ownership78.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,196

Population Density-

Owner Occupied36%

Age Distribution

0-15 19%16-64 64%65+ 17%

View Area Profile

Schools Nearby

St Paul's Community Primary and Nursery School, Spalding
0.3 mi
Good
Tulip Academy
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Spalding Academy
0.5 mi
Inspected as Spalding Academy (URN 139168) on 18 Oct 2016
Spalding High School
0.7 mi
Outstanding

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 Rowan Avenue
-
£160k
-
30 Rowan Avenue
-
£160k
-
54 Rowan Avenue
-
£78k
-
50 Rowan Avenue
-
£90k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN