45, Deeping St. James, Peterborough, PE6 8RR

UPRN:100030933447Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: -EPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

45, Deeping St. James, Peterborough, PE6 8RR

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£556,000

£528k - £584kHigh

Estimate

£556k

Range

£528k – £584k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

4.06%

Verdict

Derived from HomePortfolio scores

45 earns an INVESTIGATE rating with HP Score 70/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

30/ 100

Mixed

Transit & Bike

Transit 5Bike 44

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,000-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£671/mo
Cash on cash: -3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.00 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£556,000

Rent Estimate (pcm)£2,200

Gross Yield4.06%

1y Growth-

3y Growth+0.7%

5y Growth+1.9%

10y Growth+3.4%

Last Sold Price£285,000 (2006-05-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE6 8RR

Approval Rate

-12mo

Development

low

S26/1350
Submission of details reserved by conditions 3 (Tree protection), 4 (Biodiversity mitigation), 6 (Materials), 7 (Hard landscaping), and 9 (Soft landscaping) of planning permission S26/0247.
Pending
S26/1129
Notification of installation of upgrades at telecommunication base station.
Approved
S26/0911
S73 application to remove condition 3 (agricultural occupancy) of planning permission SK/1313/75/2391 - Erection of bungalow.
Approved

View Planning Timeline

Ownership

Corporate Ownership62.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-05-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,071

Population Density107 /km²

Owner Occupied85%

Age Distribution

0-15 15%16-64 60%65+ 25%

View Area Profile

Schools Nearby

Deeping St James Community Primary School
0.5 mi
Good
The Deepings School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Linchfield Academy
1.0 mi
Good
Market Deeping Community Primary School
1.3 mi
Good

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

65 Frognall
-
£680k
-
Rose Inn House Frognall
-
£950k
-
27 Frognall
-
£375k
-
29 Frognall
-
£330k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN