Flat 3, 25 Queensberry Road, Kettering, NN15 7HL

UPRN:100031070541Converted Flat1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: D (55)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 3, 25 Queensberry Road, Kettering, NN15 7HL

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£85,000

£81k - £89kHigh

Estimate

£85k

Range

£81k – £89k

Rent Estimate (pcm)

£500

£500 - £550

Monthly

£500

Yield

10.00%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 68/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

46/ 100

Elevated

Walkability

73/ 100

High

Transit & Bike

Transit 35Bike 61

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +29.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 100031070541· as of 10 Nov 2026
Rental economics40/40
gross yield 13.0% on contractual rent (listing-disclosed tenancy); contractual 700/mo far above the 500/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 700/mo (tenanted)· as of 6 Nov 2026· verify before relying on this
Stress margin14.6/30
stressed cash flow +95/mo, +15% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 7 price cut(s), 442 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.7/15
485 sales/12mo in area; valuation range width 9%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £58,500

£45,000£69,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£60,000

At the asking price

Monthly rent£500/mo

Evidenced range £500-£550

Interest rate5.4%

Loan to value75%

Cash required: £19,300
Net cash flow: £144/mo
Cash on cash: 8.9%
Score at this price: 69

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100031070541Valuation edge · as of 10 Nov 2026
listing_factscontractual rent 700/mo (tenanted)Rental economics · as of 6 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
contractual rent 700/mo (tenanted)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
7 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £58,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£85,000

Rent Estimate (pcm)£500

Gross Yield10.00%

1y Growth-

3y Growth-2.5%

5y Growth+1.1%

10y Growth+3.5%

Last Sold Price£68,000 (2021-08-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NN15 7HL

Approval Rate

-12mo

Development

low

26/03150/TPO
Holly (T1) - Sectionally dismantle down to ground level. Tree is dead. Risk of failure across footpath in care home grounds and also over public footpath on main road and causing injury/damage. High target area. Yew (T2) - Remove snapped limb on southern aspect Snapped limb with hazard beam in lower crown on southern aspect. Risk of failure and causing injury/damage. Birch (T3) - Crown reduce by 1.5 metres in height and spread on all aspects, leaving a finished height of 8 metres and spread on all aspects of 3 metres. Crown lift over public footpath up to 2.4 metres above footpath. Pruning cuts to be made back to suitable branch junctions, not exceeding 1/3 of the parent branch diameter Crown is heavily encroaching on building, care home signage, public footpath and road. Works will ensure that crown is maintained at a suitable size for location. Cedar (T6) - Prune back on northern aspect by 2 metres, leaving a finished spread on northern aspect of 8 metres. Pruning cuts to be made back to suitable branch junctions, not exceeding 1/3 of the parent branch diameter. Remove dead wood over 50mm diameter throughout crown. Inspect old topping points, where tree has historically been reduced in height. Crown is heavily encroaching on care home building. Over-extended limbs over building, which are prone to failure in high winds, due to exposed location. Dead wood at risk of failure and causing injury to users of the site and neighbouring property. Vertical regrowth from old topping points is substantial, thus all old pruning points require inspection, to ascertain if the unions are weak and at risk of failure. High target area. Willow (T13) - Crown reduce by 2 metres in height and spread on all aspects, leaving a finished height of 7 metres and spread on all aspects of 3 metres. Pruning cuts to be made back to suitable branch junctions, not exceeding 1/3 of the parent branch diameter. Multiple wounds on main stems caused by squirrel damage. Limbs at risk of failing...
Pending
26/03170/HFUL
Loft conversion with rear flat roof dormer and two rooflights to front roof slope
Pending
26/03073/HFUL
Attic conversion, front and rear dormer windows and two storey rear extension
Pending

View Planning Timeline

Ownership

Corporate Ownership68.4%
Overseas OwnershipNo
Lease Term Remaining62 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-08-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,882

Population Density5,125 /km²

Owner Occupied56%

Age Distribution

0-15 18%16-64 62%65+ 20%

View Area Profile

Schools Nearby

St Peter's School
0.2 mi
Inspected by ISI
Hawthorn Community Primary School
0.3 mi
Good
St Thomas More Catholic Primary School
0.3 mi
Good
Bishop Stopford School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Queensberry Road
-
£550k
-
20 Queensberry Road
-
£425k
-
22 Queensberry Road
-
£425k
-
Queensberry Court, 25 Queensberry Road
-
£85k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN