46 Westmorland Drive, Desborough, Kettering, NN14 2XB

UPRN:100031079544Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band DEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

46 Westmorland Drive, Desborough, Kettering, NN14 2XB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£399,000

£379k - £419kHigh

Estimate

£399k

Range

£379k – £419k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

4.80%

Verdict

Derived from HomePortfolio scores

46 Westmorland Drive earns an INVESTIGATE rating with HP Score 65/100. Investment score 47/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

10/ 100

Low

Walkability

26/ 100

Low

Transit & Bike

Transit 11Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,500-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: -£242/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£399,000

Rent Estimate (pcm)£1,600

Gross Yield4.80%

1y Growth-

3y Growth-0.6%

5y Growth+1.4%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NN14 2XB

Approval Rate

-12mo

Development

low

26/03180/HFUL
Rear ground floor extension and internal alterations
Pending
26/02481/FUL
Erection of one detached 2-bedroom dwelling
Rejected
26/02423/FUL
Change of use to create commercial storage facility (use class B8 storage) and placement of up to 50 x storage containers
Pending

View Planning Timeline

Ownership

Corporate Ownership74%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,882

Population Density-

Owner Occupied75%

Age Distribution

0-15 17%16-64 59%65+ 24%

View Area Profile

Schools Nearby

Havelock Infant School
0.3 mi
Outstanding
Havelock Junior School
0.3 mi
Good
Loatlands Primary School
0.8 mi
Good
Rothwell Junior School
1.4 mi
Inspected as Rothwell Junior School (URN 140073) on 24 Sep 2024

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

67 Westmorland Drive
-
£230k
-
29 Westmorland Drive
-
£287k
-
69 Westmorland Drive
-
£235k
-
54 Westmorland Drive
-
£368k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN