108 Carrfield Avenue, Toton, Nottingham, NG9 6FB

UPRN:100031308367-Beds -Built 1900-1929

Tenure: -Council Tax: Band CEPC: D (62)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

108 Carrfield Avenue, Toton, Nottingham, NG9 6FB

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£324,000

£259k - £389kLow

Estimate

£324k

Range

£259k – £389k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

4.80%

Verdict

Derived from HomePortfolio scores

108 Carrfield Avenue earns an INVESTIGATE rating with HP Score 70/100. Investment score 45/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

45/ 100

Mixed

Crime Score

14/ 100

Low

Walkability

52/ 100

Moderate

Transit & Bike

Transit 29Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.8%; range width penalty ×0.95
- valuation_snapshotsrent estimate 2000/mo (range 1850-2100)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -769/mo, -38% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
765 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,850-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£303/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2000/mo (range 1850-2100)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2000/mo (range 1850-2100)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£324,000

Rent Estimate (pcm)£2,000

Gross Yield4.80%

1y Growth-

3y Growth-1.0%

5y Growth+1.8%

10y Growth+4.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NG9 6FB

Approval Rate

-12mo

Development

low

PA/2026/0649
The property has an existing driveway and a standard single pedestrian footpath at the front. The proposed works involve lowering the existing kerbs to create a vehicle crossover, allowing vehicles to access the existing driveway from the highway. The front entrance and affected section of pavement will be re-levelled and re-tarmacked as required, leaving a safe, even and suitable surface for pedestrian access. No new driveway, buildings or streets are proposed, and the existing driveway layout will remain unchanged. All works will be carried out subject to the relevant highway authority's approval and requirements.
Approved
PA/2026/0604
Retrospective change of use of the site to offices and ancillary storage of solar equipment, alterations and extensions comprising a single-storey infill extension, formation of first-floor office accommodation with increased roof height and addition of a dormer, staff breakout terrace, entrance canopy, replacement windows, doors and external finishes, replacement entrance gates, and associated parking, EV-charging and cycle-storage provision.
Pending
26/00718/FUL
Construct single storey and two storey rear extensions, single storey and two storey front extensions, loft conversion with raised ridge with dormers to front, new pitched roof over garage and render finish to external walls
Pending

View Planning Timeline

Ownership

Corporate Ownership71.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,966

Population Density-

Owner Occupied86%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

Toton Banks Road Infant and Nursery School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Bispham Spencer Academy
0.4 mi
Inspected as Toton Bispham Drive Junior School (URN 122554) on 23 Jan 2024
Chetwynd Spencer Academy
0.4 mi
Outstanding
Grange Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38A Carrfield Avenue
-
£178k
-
68 Carrfield Avenue
-
£295k
-
70 Carrfield Avenue
-
£228k
-
70 Carrfield Avenue
-
£235k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN