81 Swingate, Kimberley, Nottingham, NG16 2PU

UPRN:100031339098Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: E (53)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

81 Swingate, Kimberley, Nottingham, NG16 2PU

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£254,000

£241k - £267kHigh

Estimate

£254k

Range

£241k – £267k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

6.00%

Verdict

Derived from HomePortfolio scores

81 Swingate earns an INVESTIGATE rating with HP Score 70/100. Investment score 50/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

50/ 100

Mixed

Crime Score

15/ 100

Moderate

Walkability

52/ 100

Moderate

Transit & Bike

Transit 5Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: £22/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£254,000

Rent Estimate (pcm)£1,300

Gross Yield6.00%

1y Growth-

3y Growth+1.6%

5y Growth+3.6%

10y Growth+4.8%

Last Sold Price£185,000 (2020-02-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NG16 2PU

Approval Rate

-12mo

Development

low

26/00702/CLUP
Certificate of Proposed Lawfulness to change use from C3 dwelling house to C2 residential children's home
Pending
26/00648/DOC
Discharge of Condition 9 (Ground Contamination) of 23/00856/VOC
Pending
26/00617/DOC
Discharge of Condition 14 (Future management and maintenance of the private road) of 23/00856/VOC.
Conditions

View Planning Timeline