UPRN:100031398134Detached House4 bedsBuilt before 1900
FreeholdCouncil Tax: Band CEPC: E (49)
Data freshness:●Listing· freshListing: fresh, refreshed 6d ago (2026-11-06T04:00:06.530844+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:45:48.059668+00:00)●Ownership· freshOwnership: fresh, refreshed 2d ago (2026-11-10T13:55:57.888958+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Crime· freshCrime: fresh, refreshed yesterday (2026-11-11T13:01:03.839912+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 5mo agoCouncil Tax: stale, refreshed 5mo ago (2026-06-09T03:43:23.634688+00:00)
HP Score
71
/ 100
Mixed
Verdict
yesterday
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
18 of 21 sources
Sale Estimate
£302,000
£287k - £317kHigh
Estimate
£302k
Range
£287k – £317k
Rent Estimate (pcm)
£1,600
£2k - £2k
Monthly
£1,600
Yield
11.29%
Verdict
Derived from HomePortfolio scores
6 Clumber Street earns an INVESTIGATE rating with HP Score 71/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
73
Low confidence1 independent sourceLead to verifyListing checked 6 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 44% above the ask. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +43.7% (HIGH), sold-comps +47.2%, £/sqft +47.2%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
valuation_snapshotsestimate for 100031398134· as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14.8%· as of 24 Oct 2026
Rental economics35.5/40
gross yield 11.3%; range width penalty ×0.89; the estimate this rent rides on sits 44% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 1600/mo (range 1500-1750)· as of 9 Nov 2026· verify before relying on this
valuation_snapshotssale estimate 44% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin20.6/30
stressed cash flow +329/mo, +21% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 353 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.7/15
294 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £183,000
£153,000£195,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£170,000
At the asking price
£1,600/mo
Evidenced range £1,500-£1,750
5.4%
75%
Cash required
£53,200
Net cash flow
£534/mo
Cash on cash
12.0%
Score at this price
73
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.79 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 100031398134Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14.8%Valuation edge · as of 24 Oct 2026
valuation_snapshotsrent estimate 1600/mo (range 1500-1750)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 44% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1500-1750)
Rental economics needs verification before you rely on it
sale estimate 44% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £183,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
Stress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026