46 Well Street, Biddulph, Stoke-on-Trent, ST8 6HX

UPRN:100031864310End Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (64)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

46 Well Street, Biddulph, Stoke-on-Trent, ST8 6HX

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£156,000

£148k - £164kHigh

Estimate

£156k

Range

£148k – £164k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

7.03%

Verdict

Derived from HomePortfolio scores

46 Well Street earns an INVESTIGATE rating with HP Score 75/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 20Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£145,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £45,200
Net cash flow: £99/mo
Cash on cash: 2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.74 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£156,000

Rent Estimate (pcm)£850

Gross Yield7.03%

1y Growth-

3y Growth+5.7%

5y Growth+4.8%

10y Growth+3.8%

Last Sold Price£125,000 (2022-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ST8 6HX

Approval Rate

-12mo

Development

low

SMD/2026/0454
Installation of replacement shop windows/doors at ground floor level
Pending
SMD/2026/0410
Proposed permanent use as a small children's home within Use Class C2, accommodating a maximum of one child or young person at any time.
Rejected
SMD/2026/0400
Remove the remains of the existing building and hard landscaping. Construction of five new urban town houses
Pending

View Planning Timeline

Ownership

Corporate Ownership64.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-12-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,065

Population Density-

Owner Occupied46%

Age Distribution

0-15 22%16-64 62%65+ 16%

View Area Profile

Schools Nearby

Kingsfield First School
0.1 mi
Good
Our Lady of Grace Catholic Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Squirrel Hayes First School
0.4 mi
Good
Roaches School
0.4 mi
Inadequate

0 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

39 Well Street
-
£170k
-
62 Well Street
-
£165k
-
31 Well Street
-
£150k
-
33 Well Street
-
£150k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN