Meadowside, Main Road, Thornton, Horncastle, LN9 5JU

UPRN:100032092159Detached House5 bedsBuilt 1996-2002

FreeholdCouncil Tax: -EPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Meadowside, Main Road, Thornton, Horncastle, LN9 5JU

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£556,000

£528k - £584kHigh

Estimate

£556k

Range

£528k – £584k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

3.11%

Verdict

Derived from HomePortfolio scores

Meadowside earns an INVESTIGATE rating with HP Score 56/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

2/ 100

Low

Transit & Bike

Transit 4Bike 53

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.7% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100032092159· as of 9 Nov 2026
Rental economics0/40
gross yield 3.1%; range width penalty ×0.65
- valuation_snapshotsrent estimate 1450/mo (range 1250-1650)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,427/mo, -98% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
127 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£420,000£644,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£560,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,250-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £187,300
Net cash flow: -£886/mo
Cash on cash: -5.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.77 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100032092159Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1450/mo (range 1250-1650)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1250-1650)
Seller motivation could not be scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£556,000

Rent Estimate (pcm)£1,450

Gross Yield3.11%

1y Growth-

3y Growth-3.7%

5y Growth-2.2%

10y Growth+1.4%

Last Sold Price£249,999 (2007-03-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0LN9 5JU

Approval Rate

-12mo

Development

low

S/141/01003/21
Environmental Impact Assessment (E.C.C. Directive 85/337/E.E.C. as amended by Council Directive 97/11EC) for a screening opinion for the determination of whether or not prior approval is required for the a) transport and highways impacts of the development, b) noise impacts of the development, c) Contamination risks on the site and d) flooding risks on the site for the change of a building and any land within its curtilage from use as an agricultural building to a flexible use falling within Class E (Commercial, Business and Service) of the Schedule to the Use Classes Order.
Approved
S/141/00994/21
Determination of whether or not prior approval is required for the a) transport and highways impacts of the development, b) noise impacts of the development, c) Contamination risks on the site and d) flooding risks on the site for the change of a building and any land within its curtilage from use as an agricultural building to a flexible use falling within Class B1 (Business) of the Schedule to the Use Classes Order.
Approved
S/141/00647/21
'Non material amendment/s to that previously approved under Planning Permission ref no. S/141/786/20".
Approved

View Planning Timeline