5 Lutton Gowts, Lutton, Spalding, PE12 9LQ

UPRN:100032162811Detached House3 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

5 Lutton Gowts, Lutton, Spalding, PE12 9LQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£242,000

£218k - £266kMedium

Estimate

£242k

Range

£218k – £266k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

Verdict

Derived from HomePortfolio scores

5 Lutton Gowts earns an INVESTIGATE rating with HP Score 60/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

20/ 100

Low

Transit & Bike

Transit 6Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 88% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£29,995

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £8,799
Net cash flow: £591/mo
Cash on cash: 80.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 9.88 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£242,000

Rent Estimate (pcm)£1,000

Gross Yield-

1y Growth-

3y Growth-0.3%

5y Growth+1.8%

10y Growth+4.0%

Last Sold Price£45,000 (1997-12-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1PE12 9LQ

Approval Rate

0%12mo

Development

low

H11-1060-26
Proposed Sun Room Extension
Pending
H12-1026-26
Details of Habitat Management & Monitoring Plan (HMMP) (Condition 10 of H12-0381-26
Pending
H12-0888-26
Erection of a mono pitched portal steel frame building to house temperature controlled cut flower store
Approved

View Planning Timeline

Ownership

Corporate Ownership78.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-12-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

27 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,196

Population Density89 /km²

Owner Occupied70%

Age Distribution

0-15 15%16-64 56%65+ 29%

View Area Profile

Schools Nearby

University Academy Long Sutton
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Lutton St Nicholas Primary Academy
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Long Sutton County Primary School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Gedney Church End Primary Academy
2.0 mi
Inspected as Gedney Church End Primary Academy (URN 148746) on 14 Mar 2023

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Caelum House Lutton Gowts
-
£535k
-
Elba Lutton Gowts
-
£220k
-
Palmstan Lodge Lutton Gowts
-
£375k
-
Norton Lodge Lutton Gowts
-
£400k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN