Gerard Cottage, Lichfield Road, Sandon, Stafford, ST18 0DN

UPRN:100032205264Detached HouseBeds -Built 1900-1929

Tenure: -Council Tax: -EPC: E (40)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Gerard Cottage, Lichfield Road, Sandon, Stafford, ST18 0DN

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£581,000

£523k - £639kMedium

Estimate

£581k

Range

£523k – £639k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

4.68%

Verdict

Derived from HomePortfolio scores

Gerard Cottage earns an INVESTIGATE rating with HP Score 58/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

13/ 100

Low

Transit & Bike

Transit 5Bike 20

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,750-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£338/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£581,000

Rent Estimate (pcm)£1,950

Gross Yield4.68%

1y Growth-

3y Growth+3.9%

5y Growth+4.3%

10y Growth+4.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0ST18 0DN

Approval Rate

-12mo

Development

low

26/42456/LDCPP
Lawful Development Certificate - Proposed shepherds hut
Rejected
26/42227/LDC
Lawful Development Certificate - Material commencement on application 23/37010/FUL
Approved
26/42025/FUL
Conversion of existing outbuilding into residential dwelling
Rejected

View Planning Timeline

Ownership

Corporate Ownership71.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,872

Population Density-

Owner Occupied75%

Age Distribution

0-15 13%16-64 57%65+ 30%

View Area Profile

Schools Nearby

The Yarlet School
2.0 mi
Inspected by ISI
Green Lea First School
2.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Beaconfields Primary School
2.7 mi
-
St Andrew's CofE Primary School
2.8 mi
Inspected as St Andrew's CofE (C) Primary School (URN 124298) on 11 Jun 2014

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Mills Cottage, 65 Lichfield Road
-
£315k
-
Mills Cottage, 65 Lichfield Road
-
£245k
-
Chapel House Lichfield Road
-
£400k
-
Sandon Cottage Lichfield Road
-
£260k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN