16 Slipway Cottages, Slipway, Rock, Wadebridge, PL27 6LD

UPRN:10003293387Terrace Property3 bedsBuilt 1976-1982

FreeholdCouncil Tax: -EPC: E (50)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

16 Slipway Cottages, Slipway, Rock, Wadebridge, PL27 6LD

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£895,000

£850k - £940kHigh

Estimate

£895k

Range

£850k – £940k

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

4.67%

Verdict

Derived from HomePortfolio scores

16 Slipway Cottages earns an INVESTIGATE rating with HP Score 63/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

34/ 100

Mixed

Transit & Bike

Transit 2Bike 19

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 13 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10003293387· as of 9 Nov 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.80
- valuation_snapshotsrent estimate 3500/mo (range 3150-3850)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,354/mo, -39% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 93 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity14.6/15
167 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£675,000£1,035,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,150-£3,850

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£614/mo
Cash on cash: -2.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10003293387Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 3500/mo (range 3150-3850)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3500/mo (range 3150-3850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 93 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£895,000

Rent Estimate (pcm)£3,500

Gross Yield4.67%

1y Growth-73.9%

3y Growth-5.6%

5y Growth-0.3%

10y Growth+1.5%

Last Sold Price£145,100 (1999-04-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

13PL27 6LD

Approval Rate

20%12mo

Development

low

PA26/07844
Works to Trees covered by a Tree Preservation Order (TPO) - T8, T9 and T10 - 3 x Monterey Cypress - Fell three trees allowing for replacement planting of three Monterey pines.
Pending
PA26/07748
Construction of agricultural barn, access track and associated works
Pending
PA26/07417
Submission of details to discharge Condition 9 Arboricultural site supervision and monitoring in respect of Decision Notice PA25/09355 dated 05.02.2026
Pending

View Planning Timeline