Ludon Farm Cottage, Crackington Haven, Bude, EX23 0JZ

UPRN:10003301561Semi-Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: G (18)

Data freshness:Price Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Ludon Farm Cottage, Crackington Haven, Bude, EX23 0JZ

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£441,000

£397k - £485kMedium

Estimate

£441k

Range

£397k – £485k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

24.80%

Verdict

Derived from HomePortfolio scores

Ludon Farm Cottage earns an INVESTIGATE rating with HP Score 51/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

51/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 3Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£75,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £23,800
Net cash flow: £820/mo
Cash on cash: 41.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 6.12 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£441,000

Rent Estimate (pcm)£1,550

Gross Yield24.80%

1y Growth-

3y Growth-3.3%

5y Growth+1.1%

10y Growth+2.4%

Last Sold Price£352,450 (2018-10-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1EX23 0JZ

Approval Rate

-12mo

Development

low

PA26/06059
Listed Building consent Installation of a high quality timber sauna for incidental domestic enjoyment ancillary to the main dwellinghouse.
Pending
PA26/06058
Installation of a high quality timber sauna for incidental domestic enjoyment ancillary to the main dwellinghouse.
Pending
PA26/00339/PREAPP
Pre-application advice for a 3 bedroom detached bungalow with a double garage.
Rejected

View Planning Timeline

Ownership

Corporate Ownership72.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-10-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density34 /km²

Owner Occupied78%

Age Distribution

0-15 12%16-64 54%65+ 34%

View Area Profile

Schools Nearby

Otterham Community Primary School
3.1 mi
GoodConcerns
Jacobstow Community Academy
3.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Boscastle Community Primary School
4.5 mi
Good
Warbstow Primary Academy
5.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Knapp Bungalow
-
£1.40M
-
Mill Ball
-
£225k
-
Ludon Farm Cottage
-
£352k
-
Mill Ball Flats
-
£248k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN