Spring Meadow, Stibb Road, Stibb, Bude, EX23 9HP

UPRN:10003307142Detached HouseBeds -Built -

Tenure: -Council Tax: Band EEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

Spring Meadow, Stibb Road, Stibb, Bude, EX23 9HP

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£507,000

£456k - £557kMedium

Estimate

£507k

Range

£456k – £557k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

Verdict

Derived from HomePortfolio scores

Spring Meadow earns an INVESTIGATE rating with HP Score 54/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 5Bike 6

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£44,995-£79,995) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£44,995

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,250-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £14,799
Net cash flow: £852/mo
Cash on cash: 69.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 9.55 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£507,000

Rent Estimate (pcm)£1,450

Gross Yield-

1y Growth-

3y Growth-3.3%

5y Growth+1.1%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

6EX23 9HP

Approval Rate

40%12mo

Development

low

PA26/06982
Certificate of Lawfulness Existing for the continued use of the property known as Rabbits Warren as a dwellinghouse for permanent residential occupation
Pending
PA26/06641
Submission of details to discharge Condition 3 LB details, in respect of Decision Notice PA25/09043 dated 09.02.2026
Conditions
PA26/06217
Prior Approval for larger home extension namely to make the existing extension slightly bigger
Approved

View Planning Timeline

Ownership

Corporate Ownership72.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density35 /km²

Owner Occupied74%

Age Distribution

0-15 18%16-64 55%65+ 27%

View Area Profile

Schools Nearby

Kilkhampton Junior and Infant School
1.7 mi
Good
Stratton Primary School
2.5 mi
Good
Bude Primary Academy - Juniors
2.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Mark's CofE Academy
2.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

67 Stibb Cottages
-
£155k
-
Stibb Barns
-
£605k
-
Pentire Haven Holiday Park
-
£1.27M
-
Pentire Haven Holiday Park
-
£1.27M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN