Hillhead Farm Cottage, Stratton, Bude, EX23 9AL

UPRN:10003308570Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band CEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

Hillhead Farm Cottage, Stratton, Bude, EX23 9AL

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£415,000

£374k - £457kMedium

Estimate

£415k

Range

£374k – £457k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

11.52%

Verdict

Derived from HomePortfolio scores

Hillhead Farm Cottage earns an INVESTIGATE rating with HP Score 66/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

44/ 100

Mixed

Transit & Bike

Transit 12Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,050-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £409/mo
Cash on cash: 12.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.84 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£415,000

Rent Estimate (pcm)£1,200

Gross Yield11.52%

1y Growth-

3y Growth-3.3%

5y Growth+1.1%

10y Growth+2.4%

Last Sold Price£225,000 (2006-05-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0EX23 9AL

Approval Rate

-12mo

Development

low

PA26/07186
Submission of details to discharge condition 6 (Phased Development) in relation to Decision notice PA25/07740 dated 19.12.25
Pending
PA26/06893
Works to trees in a conservation area; 3 x Sycamore trees to be removed.
Pending
PA26/06060
Works to Tree(s) within a Conservation Area (TCA) Palm Tree - removal of lower fronds and palm branches
Approved

View Planning Timeline

Ownership

Corporate Ownership72.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-05-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density-

Owner Occupied64%

Age Distribution

0-15 22%16-64 57%65+ 21%

View Area Profile

Schools Nearby

Stratton Primary School
0.2 mi
Good
Bude Primary Academy - Juniors
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Budehaven Community School
0.7 mi
GoodConcerns
Bude Primary Academy - Infants
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Hillhead
-
£330k
-
2 Hillhead
-
£200k
-
Robins Nest Hillhead
-
£330k
-
4 Hillhead
-
£295k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN