13 Afton Barns, Freshwater, PO40 9TA

UPRN:10003315400Detached Property4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band EEPC: C (77)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£548,000

£438k - £657kLow

Estimate

£548k

Range

£438k – £657k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

3.54%

Verdict

Derived from HomePortfolio scores

13 Afton Barns earns an INVESTIGATE rating with HP Score 59/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (31/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

31/ 100

Mixed

Transit & Bike

Transit 6Bike 41

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.5%; range width penalty ×0.56
- valuation_snapshotsrent estimate 1400/mo (range 1200-1650)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,105/mo, -79% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
66 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,200-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: -£634/mo
Cash on cash: -4.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.87 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1400/mo (range 1200-1650)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1200-1650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£548,000

Rent Estimate (pcm)£1,400

Gross Yield3.54%

1y Growth-

3y Growth-3.8%

5y Growth+1.0%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PO40 9TA

Approval Rate

-12mo

Development

low

26/01400/TW
T1; Holm Oak (Quercus ilex) - Reduce sub canopy by approximately 5M. Reason: To reduce leverage to public highway, footpath and to reduce excessive shade.
Pending
26/01401/TW
T1; Oak (Quercus robur) - Reduce encroachment to conservatory by approximately 3M (as shown on annotated picture); Remove significant deadwood overhanging garden and thin remaining lower overhang approximately 10-15%. Reason: To reduce excessive shade, encroachment and make the tree safe.
Pending
26/01245/FUL
Proposed pool, fire pit, aircon units and driveway to dwelling currently under construction under 26/00140/FUL
Pending

View Planning Timeline

Ownership

Corporate Ownership68.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,740

Population Density194 /km²

Owner Occupied86%

Age Distribution

0-15 6%16-64 45%65+ 49%

View Area Profile

Schools Nearby

St Saviour's Catholic Primary School
1.6 mi
Requires improvement
Freshwater & Yarmouth Church of England Aided Primary School
1.8 mi
Good
Shalfleet Church of England Primary School
3.4 mi
Good
Milford-on-Sea Church of England Primary School
5.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Afton Barns
-
£210k
-
6 Afton Barns
-
£290k
-
9 Afton Barns
-
£235k
-
8 Afton Barns
-
£195k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN