5 Chantry Court, 13 Avenue Road, Shanklin, PO37 7BG

UPRN:10003325709Flat/Maisonette1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

5 Chantry Court, 13 Avenue Road, Shanklin, PO37 7BG

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£119,000

£113k - £125kHigh

Estimate

£119k

Range

£113k – £125k

Rent Estimate (pcm)

£600

£550 - £600

Monthly

£600

Yield

6.00%

Verdict

Derived from HomePortfolio scores

5 Chantry Court earns an INVESTIGATE rating with HP Score 74/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

83/ 100

High

Transit & Bike

Transit 31Bike 60

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.8% (HIGH), sold-comps -23.7%, £/sqft -23.3%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10003325709· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.2%· as of 14 Nov 2026
Rental economics8/40
gross yield 6.0%; range width penalty ×1.00
- valuation_snapshotsrent estimate 600/mo (range 550-600)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -190/mo, -32% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 80 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity14.6/15
111 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£90,000£138,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£600

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £10/mo
Cash on cash: 0.3%
Score at this price: 23

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10003325709Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.2%Valuation edge · as of 14 Nov 2026
valuation_snapshotsrent estimate 600/mo (range 550-600)Rental economics · as of 9 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 600/mo (range 550-600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 80 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£119,000

Rent Estimate (pcm)£600

Gross Yield6.00%

1y Growth-

3y Growth-0.7%

5y Growth-2.3%

10y Growth+3.0%

Last Sold Price£100,000 (2021-03-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0PO37 7BG

Approval Rate

-12mo

Development

low

26/01571/TW
T1; Leylandii - Fell. Reason: Cracked fencing and roots lifted previous pavement prior to it being resurfaced. Applicant would like to prevent any further damage to property.
Pending
26/01537/LBC
Listed Building Consent for proposed refurbishment of staff mess/toilets
Pending
26/01524/TW
T1; Oak - Reduce crown all over by 1/1.5m; Raise crown over carpark to 4.5m above ground level. T2; Holm oak - Reduce crown all over by 1.5m; Raise crown to 5.5m above ground level to clear container. T3; Sycamore - Reduce crown all over by 1.5m; Raise crown to 4.5m above ground level over carpark. G2; Group of broadleaves - Raise to 4.5m above ground level over carpark; Reduce canopy all over by 1/1.5m; Remove the elm to near ground level, this has no amenity value and is impeding carpark. G1; Sycamores - Reduce crown by all over 1m - Raise to 4.5m above ground level over carpark. Reason: All works to reduce sail area and leverage on the bank, also to provide clearance of parking area.
Pending

View Planning Timeline