Ansbeck, Southdown Road, Freshwater, PO40 9UA

UPRN:10003326680Bungalow Property5 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band EEPC: B (88)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Ansbeck, Southdown Road, Freshwater, PO40 9UA

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£796,000

£756k - £836kHigh

Estimate

£796k

Range

£756k – £836k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

2.85%

Verdict

Derived from HomePortfolio scores

Ansbeck earns an INVESTIGATE rating with HP Score 57/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

33/ 100

Mixed

Transit & Bike

Transit 8Bike 33

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10003326680· as of 9 Oct 2026
Rental economics0/40
gross yield 2.9%; range width penalty ×0.52
- valuation_snapshotsrent estimate 1900/mo (range 1550-2200)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,108/mo, -111% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 186 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
66 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£799,950

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,550-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £271,283
Net cash flow: -£1,384/mo
Cash on cash: -6.1%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.70 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10003326680Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1900/mo (range 1550-2200)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1900/mo (range 1550-2200)
Seller motivation could not be scored
context, not scored: 2 price cut(s), 186 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£796,000

Rent Estimate (pcm)£1,900

Gross Yield2.85%

1y Growth-

3y Growth-3.8%

5y Growth+1.0%

10y Growth+3.6%

Last Sold Price£355,000 (2018-12-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PO40 9UA

Approval Rate

-12mo

Development

low

26/01400/TW
T1; Holm Oak (Quercus ilex) - Reduce sub canopy by approximately 5M. Reason: To reduce leverage to public highway, footpath and to reduce excessive shade.
Pending
26/01401/TW
T1; Oak (Quercus robur) - Reduce encroachment to conservatory by approximately 3M (as shown on annotated picture); Remove significant deadwood overhanging garden and thin remaining lower overhang approximately 10-15%. Reason: To reduce excessive shade, encroachment and make the tree safe.
Pending
26/01323/TW
Amended description: G1; 5 Cypress & 1 Bay - Remove Reason: unsightly and the clients wants to reinstate fence
Approved

View Planning Timeline