The Granary, Horsehill Farm, Horsehill, Ribbesford, Bewdley, DY12 2TT

UPRN:10003368580Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Granary, Horsehill Farm, Horsehill, Ribbesford, Bewdley, DY12 2TT

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£972,000

£875k - £1.07MMedium

Estimate

£972k

Range

£875k – £1.07M

Rent Estimate (pcm)

£2,700

£2k - £3k

Monthly

£2,700

Yield

2.71%

Verdict

Derived from HomePortfolio scores

The Granary earns an INVESTIGATE rating with HP Score 54/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

47/ 100

Elevated

Walkability

2/ 100

Low

Transit & Bike

Transit 28Bike 17

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -22.9% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 10003368580· as of 10 Oct 2026
Rental economics0/40
gross yield 2.7%; range width penalty ×0.64
- valuation_snapshotsrent estimate 2700/mo (range 2350-3100)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,187/mo, -118% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 192 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity12.8/15
124 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£896,000£1,374,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,195,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,350-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £423,050
Net cash flow: -£2,164/mo
Cash on cash: -6.1%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.67 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10003368580Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 2700/mo (range 2350-3100)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2350-3100)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 192 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£972,000

Rent Estimate (pcm)£2,700

Gross Yield2.71%

1y Growth-

3y Growth+2.9%

5y Growth+1.7%

10y Growth+3.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DY12 2TT

Approval Rate

-12mo

Development

low

26/0778/TCA
Tree works: Fell 2 dead Oak Trees, remove large branch over path from 1 dead Oak Tree and Fell 3 Self Seeded Ash Trees
Pending
26/0628/HOU
Conversion of existing detached garage to additional family/living space
Approved
26/0422/CR
Discharge of Conditions 3 (Cycle Parking) and 4 (EV Charging Point) attached to planning approval ref: 23/0458/FUL
Approved

View Planning Timeline

Ownership

Corporate Ownership69.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,408

Population Density-

Owner Occupied66%

Age Distribution

0-15 9%16-64 58%65+ 33%

View Area Profile

Schools Nearby

St Anne's CofE VC Primary School
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Bewdley School
1.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Bewdley Primary School
1.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Lickhill Primary School
1.7 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Acorn Cottage
-
£550k
-
Horsehill Cottage
-
£435k
-
Acorn Cottage
-
£385k
-
Horsehill Cottage
-
£380k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN