54 Three Counties Road, Mossley, Ashton-under-Lyne, OL5 9GA

UPRN:10003436310Mid Terrace House3 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band DEPC: D (64)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

54 Three Counties Road, Mossley, Ashton-under-Lyne, OL5 9GA

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£383,000

£364k - £402kHigh

Estimate

£383k

Range

£364k – £402k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

6.23%

Verdict

Derived from HomePortfolio scores

54 Three Counties Road earns an INVESTIGATE rating with HP Score 72/100. Investment score 59/100 reflects moderate fundamentals. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

No data

Walkability

65/ 100

Moderate

Transit & Bike

Transit 78Bike 39

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10003436310· as of 13 Oct 2026
Rental economics8.9/40
gross yield 6.2%; range width penalty ×0.90
- valuation_snapshotsrent estimate 2000/mo (range 1850-2150)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -303/mo, -15% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- listing_factsservice charge / ground rent from the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 119 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
145 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£289,000£442,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£385,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,850-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £126,050
Net cash flow: £85/mo
Cash on cash: 0.8%
Score at this price: 24

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10003436310Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2000/mo (range 1850-2150)Rental economics · as of 13 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2000/mo (range 1850-2150)
Stress margin needs verification before you rely on it
service charge / ground rent from the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£383,000

Rent Estimate (pcm)£2,000

Gross Yield6.23%

1y Growth+4.6%

3y Growth+1.8%

5y Growth+3.1%

10y Growth+4.2%

Last Sold Price£200,000 (2017-11-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2OL5 9GA

Approval Rate

100%12mo

Development

low

26/00119/PLCOND
Full Discharge Of Condition 9 (CEMP) Of Planning Reference 23/00680/FUL
Pending
26/00850/FUL
Erection of two-storey front extension and single storey rear extension to 2 and 3 Newbridge View. Two storey side extension to 3 Newbridge View
Pending
26/00845/CPUD
Erection of a single storey detached dual pitched garage
Pending

View Planning Timeline

Ownership

Corporate Ownership84.3%
Overseas OwnershipNo
Lease Term Remaining133 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-11-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,877

Population Density-

Owner Occupied56%

Age Distribution

0-15 17%16-64 66%65+ 17%

View Area Profile

Schools Nearby

Milton St John's CofE Primary School
0.1 mi
Good
St Joseph's Roman Catholic Primary School, a Voluntary Academy
0.2 mi
Inspected as St Joseph's RC Primary School (URN 106254) on 26 Sep 2023
St George's CofE Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Livingstone Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

50 Three Counties Road
-
£345k
-
94 Three Counties Road
-
£143k
-
100 Three Counties Road
-
£130k
-
126 Three Counties Road
-
£264k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN