10 Highfield Close, High Bickington, Umberleigh, EX37 9DS

UPRN:10003503301Detached PropertyBeds -Built 1967-1975

FreeholdCouncil Tax: Band GEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

10 Highfield Close, High Bickington, Umberleigh, EX37 9DS

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£698,000

£559k - £838kLow

Estimate

£698k

Range

£559k – £838k

Rent Estimate (pcm)

£2,400

£2k - £3k

Monthly

£2,400

Yield

3.49%

Verdict

Derived from HomePortfolio scores

10 Highfield Close earns an INVESTIGATE rating with HP Score 70/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

72/ 100

High

Crime Score

8/ 100

Low

Walkability

24/ 100

Low

Transit & Bike

Transit 3Bike 11

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.5%; range width penalty ×0.78
- valuation_snapshotsrent estimate 2400/mo (range 2150-2650)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,846/mo, -77% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Risk & liquidity9.2/15
29 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£825,000

At the asking price

Monthly rent£2,400/mo

Evidenced range £2,150-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £280,050
Net cash flow: -£1,123/mo
Cash on cash: -4.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.86 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2400/mo (range 2150-2650)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2400/mo (range 2150-2650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£698,000

Rent Estimate (pcm)£2,400

Gross Yield3.49%

1y Growth-

3y Growth+4.9%

5y Growth-0.2%

10y Growth+1.8%

Last Sold Price£400,000 (2004-08-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EX37 9DS

Approval Rate

-12mo

Development

low

1/0843/2026/FUL
Reserved matters application for Appearance, Landscaping, Layout and Scale for 1 no. dwellings pursuant to application 1/0312/2023/OUT (Variation of conditions 1 & 2 of planning approval 1/0290/2025/REM)
Pending
1/0615/2026/FUL
Erection of agricultural building
Pending
1/0475/2026/FUL
Extension and alterations to dwelling including replacing flat roof above garage with pitched roof
Approved

View Planning Timeline

Ownership

Corporate Ownership80.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-08-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,752

Population Density-

Owner Occupied81%

Age Distribution

0-15 14%16-64 57%65+ 29%

View Area Profile

Schools Nearby

High Bickington Church of England Primary Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Umberleigh Primary Academy
2.2 mi
Good
Beaford Community Primary & Nursery School
4.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Kings Nympton Community Primary School
5.4 mi
Good

1 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Highfield Close
-
£630k
-
1 Highfield Close
-
£479k
-
5 Highfield Close
-
£450k
-
6 Highfield Close
-
£390k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN