215 Garstang Road East, Poulton-le-Fylde, FY6 8JH

UPRN:10003517293Detached PropertyBeds -Built 1950-1966

FreeholdCouncil Tax: Band GEPC: C (70)

Data freshness:Listing· freshPlanning· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

215 Garstang Road East, Poulton-le-Fylde, FY6 8JH

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£561,000

£449k - £673kLow

Estimate

£561k

Range

£449k – £673k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

4.51%

Verdict

Derived from HomePortfolio scores

215 Garstang Road East earns an INVESTIGATE rating with HP Score 78/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

76/ 100

High

Transit & Bike

Transit 5Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.5%; range width penalty ×0.86
- valuation_snapshotsrent estimate 2350/mo (range 2150-2550)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,039/mo, -44% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.3/15
397 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£625,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,150-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £210,050
Net cash flow: -£482/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2350/mo (range 2150-2550)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2350/mo (range 2150-2550)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£561,000

Rent Estimate (pcm)£2,350

Gross Yield4.51%

1y Growth-

3y Growth+0.0%

5y Growth+0.5%

10y Growth+3.1%

Last Sold Price£470,000 (2004-04-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1FY6 8JH

Approval Rate

100%12mo

Development

low

26/00877/LAWP
Lawful development certificate for proposed dormer loft conversion to the rear elevation roof.
Pending
26/00811/FUL
Change of use from Class B2/E to Sui Generis. Rock Factory to be changed into a car sales showroom with office space and car storage on yard.
Pending
26/00667/LAWP
Lawful development certificate for the proposed erection of a detached single storey garden office and the conversion of an existing detached garage to ancillary accommodation
Approved

View Planning Timeline

Ownership

Corporate Ownership72.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-04-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,814

Population Density-

Owner Occupied80%

Age Distribution

0-15 16%16-64 53%65+ 31%

View Area Profile

Schools Nearby

Hodgson Academy
0.3 mi
Good
Poulton-le-Fylde Carr Head Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Brookfield School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
St John's Catholic Primary School, Poulton-Le-Fylde
0.7 mi
Inspected as St John's Catholic Primary School, Poulton-le-Fylde (URN 119631) on 17 Dec 2024

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

187 Garstang Road East
-
£460k
-
271 Garstang Road East
-
£500k
-
229 Garstang Road East
-
£280k
-
269 Garstang Road East
-
£236k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN