Marrow Flatts Farm, Copt Hewick, Ripon, HG4 5DF

UPRN:10003598929-Beds -Built before 1900

Tenure: -Council Tax: -EPC: F (23)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Marrow Flatts Farm, Copt Hewick, Ripon, HG4 5DF

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£643,000

£514k - £771kLow

Estimate

£643k

Range

£514k – £771k

Rent Estimate (pcm)

£3,400

£3k - £4k

Monthly

£3,400

Yield

2.72%

Verdict

Derived from HomePortfolio scores

Marrow Flatts Farm earns an INVESTIGATE rating with HP Score 62/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

7/ 100

Low

Walkability

22/ 100

Low

Transit & Bike

Transit 3Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 2.7%; range width penalty ×0.91
- valuation_snapshotsrent estimate 3400/mo (range 3150-3650)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,959/mo, -116% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Risk & liquidity9.2/15
260 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,500,000

At the asking price

Monthly rent£3,400/mo

Evidenced range £3,150-£3,650

Interest rate5.4%

Loan to value75%

Cash required: £545,050
Net cash flow: -£2,709/mo
Cash on cash: -6.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.67 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3400/mo (range 3150-3650)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3400/mo (range 3150-3650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£643,000

Rent Estimate (pcm)£3,400

Gross Yield2.72%

1y Growth-

3y Growth+1.2%

5y Growth+1.4%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HG4 5DF

Approval Rate

-12mo

Development

low

HGTZC24/02701/DISCON
Approval of details required under Conditions 5 (feed storage) and 6 (materials) of Planning Permission ZC24/01102/FUL - Erection of an agricultural building.
Decided
HGTZC24/01070/FUL
Formation of enlarged domestic garden and erection of single storey extension.
Approved
HGTZC24/01102/FUL
Erection of an agricultural building.
Approved

View Planning Timeline

Ownership

Corporate Ownership75.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density-

Owner Occupied75%

Age Distribution

0-15 15%16-64 53%65+ 32%

View Area Profile

Schools Nearby

Dishforth Church of England Voluntary Controlled Primary School
1.3 mi
Good
Sharow Church of England Primary School
2.1 mi
Inspected as Sharow Church of England Primary School (URN 121588) on 13 May 2025
Dishforth Airfield Community Primary School
2.2 mi
OutstandingConcerns
Darwin School
2.8 mi
-

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Sycamore Grange
-
£543k
-
Southdene
-
£250k
-
Sycamore Grange
-
£350k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN