Suttill House, Stean Lane, Middlesmoor, Harrogate, HG3 5SY

UPRN:10003601447Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (39)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Suttill House, Stean Lane, Middlesmoor, Harrogate, HG3 5SY

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£859,000

£816k - £902kHigh

Estimate

£859k

Range

£816k – £902k

Rent Estimate (pcm)

£3,400

£3k - £4k

Monthly

£3,400

Yield

4.80%

Verdict

Derived from HomePortfolio scores

Suttill House earns an INVESTIGATE rating with HP Score 50/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (10/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

50/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

10/ 100

Low

Transit & Bike

Transit 26Bike 16

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£850,000

At the asking price

Monthly rent£3,400/mo

Evidenced range £3,100-£3,750

Interest rate5.4%

Loan to value75%

Cash required: £288,800
Net cash flow: -£515/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£859,000

Rent Estimate (pcm)£3,400

Gross Yield4.80%

1y Growth-

3y Growth-2.5%

5y Growth-0.3%

10y Growth+2.2%

Last Sold Price£615,000 (2020-02-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0HG3 5SY

Approval Rate

-12mo

Development

low

25/04637/FUL
Conversion of store building to form 1no. 2 bedroomed dwelling including 2no. single-storey side extensions
Pending
HGTZC24/04007/DVCON
Section 73 application for the Variation of Condition 10 (timing of phase 2) of Planning Permission 18/04783/FUL (Erection of 10 holiday cabins and 1 managers cabin with landscaping and parking.) To allow a change to the timing of the second phase of the development.
Decided

View Planning Timeline

Ownership

Corporate Ownership84.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-02-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density-

Owner Occupied72%

Age Distribution

0-15 15%16-64 56%65+ 29%

View Area Profile

Schools Nearby

Nidderdale High School
6.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Cuthbert's Church of England Primary School, Pateley Bridge
6.5 mi
Good
Kettlewell Primary School
7.6 mi
Good
Glasshouses Community Primary School
7.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Stean Cottage
-
£340k
-
Suttill House
-
£615k
-
Stean Farm
-
£830k
-
Suttill House
-
£310k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN