Fountains Farm, Aldfield, Ripon, HG4 3EB

UPRN:10003601491Detached House4 bedsBuilt before 1900

Tenure: -Council Tax: Band DEPC: C (78)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Fountains Farm, Aldfield, Ripon, HG4 3EB

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£642,000

£514k - £771kLow

Estimate

£642k

Range

£514k – £771k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

4.40%

Verdict

Derived from HomePortfolio scores

Fountains Farm earns an INVESTIGATE rating with HP Score 53/100. Investment score 43/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

43/ 100

Mixed

Crime Score

8/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 4Bike 7

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.4%; range width penalty ×0.81
- valuation_snapshotsrent estimate 2550/mo (range 2300-2800)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,188/mo, -47% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Risk & liquidity9.2/15
260 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£695,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,300-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £234,550
Net cash flow: -£580/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2550/mo (range 2300-2800)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2550/mo (range 2300-2800)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£642,000

Rent Estimate (pcm)£2,550

Gross Yield4.40%

1y Growth+89.4%

3y Growth+1.2%

5y Growth+1.4%

10y Growth+3.5%

Last Sold Price£350,000 (2025-02-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2HG4 3EB

Approval Rate

-12mo

Development

low

26/03994/PIP
Erection of five dwellinghouses with associated works.
Rejected
26/02048/DISCON
Approval of details under condition 3 (sample panel) of planning permission 26/00576/FUL Erection of a triple bay garage.
Decided
26/02047/DISCON
Approval of details under condition 3 (sample panel) of planning permission 26/00577/FUL Proposed erection of two car ports to accommodate 5no. car parking spaces and a communal bin store, including alterations to visitor car parking and landscaping.
Decided

View Planning Timeline

Ownership

Corporate Ownership75.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change2025-02-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density-

Owner Occupied75%

Age Distribution

0-15 17%16-64 54%65+ 29%

View Area Profile

Schools Nearby

Fountains Church of England Primary School
2.2 mi
Inspected as Fountains Church of England Primary School (URN 121584) on 3 Dec 2019
Markington Church of England Primary & Nursery School
2.6 mi
Good
Moorside Primary School & Nursery
2.8 mi
Good
Outwood Academy Ripon
2.8 mi
GoodConcerns

6 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Unit A Fountains Farm
-
£350k
-
Gresham Barn
-
£1.50M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN