51A High Street, West Wickham, BR4 0LR

UPRN:10003622076Mid Terrace House3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£357,000

£339k - £375kHigh

Estimate

£357k

Range

£339k – £375k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

4.83%

Verdict

Derived from HomePortfolio scores

51A High Street earns an INVESTIGATE rating with HP Score 76/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

53/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 30Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£359,995

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £117,299
Net cash flow: -£211/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£357,000

Rent Estimate (pcm)£1,450

Gross Yield4.83%

1y Growth-

3y Growth+2.8%

5y Growth+1.4%

10y Growth+2.8%

Last Sold Price£295,000 (2018-12-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0BR4 0LR

Approval Rate

-12mo

Development

low

26/04403/TPO
Poplar in rear corner of the rear garden at 1 Tudor Gardens - Remove one limb to rebalance the crown. SUBJECT TO TPO 428 (30.9.1988)
Pending
26/04257/NOT
Single storey rear extension, extending beyond the rear wall of the original house by 3.5m, for which the maximum height would be 4m, and for which the height of the eaves would be 2.5m (42 Day Notification for Householder Permitted Development Prior Approval)
Pending
26/04214/FPA
Single storey side extension and part Change of Use from ancillary retail storage (Use Class E) to residential (Use Class C3) to provide a 1 bed apartment, elevational alterations and new boundary fence/gates, provision of parking space and refuse storage.
Pending

View Planning Timeline

Ownership

Corporate Ownership57.1%
Overseas OwnershipNo
Lease Term Remaining139 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2018-12-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,981

Population Density5,277 /km²

Owner Occupied66%

Age Distribution

0-15 19%16-64 63%65+ 18%

View Area Profile

Schools Nearby

Oak Lodge Primary School
0.4 mi
Inspected as Oak Lodge Primary School (URN 101593) on 24 Sep 2013
Beckmead Park Academy
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St David's Prep
0.5 mi
Inspected by ISI
Maudsley and Bethlem Hospital School
0.6 mi
Inspected as Maudsley and Bethlem Hospital School (URN 100876) on 18 Nov 2021

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

51A High Street
-
£295k
-
51A High Street
-
£200k
-
35 High Street
-
£360k
-
51A High Street
-
£149k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN