Muralto, 3 Pine Glade, Orpington, BR6 8NT

UPRN:10003628014Detached House7 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band HEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Muralto, 3 Pine Glade, Orpington, BR6 8NT

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£5,065,000

£4.81M - £5.32MHigh

Estimate

£5.07M

Range

£4.81M – £5.32M

Rent Estimate (pcm)

£16,950

£15k - £19k

Monthly

£16,950

Yield

4.07%

Verdict

Derived from HomePortfolio scores

Muralto earns an INVESTIGATE rating with HP Score 77/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

50/ 100

Moderate

Transit & Bike

Transit 28Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£5,000,000

At the asking price

Monthly rent£16,950/mo

Evidenced range £15,150-£18,700

Interest rate5.4%

Loan to value75%

Cash required: £2,015,050
Net cash flow: -£5,140/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.00 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£5,065,000

Rent Estimate (pcm)£16,950

Gross Yield4.07%

1y Growth-

3y Growth+0.3%

5y Growth+1.9%

10y Growth+2.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BR6 8NT

Approval Rate

-12mo

Development

low

26/04240/LDC
Replacement and part enlargement of existing driveway to include resin bond, drainage and soakaways LAWFUL DEVELOPMENT CERTIFICATE (PROPOSED)
Pending
26/04195/HPA
Single storey side extension incorporating garage conversion
Pending
26/04177/HPA
Demolition of the existing garden room and construction of a single-storey rear extension and a first-floor side extension.
Pending

View Planning Timeline