38A St Johns Avenue, Harlow, CM17 0BB

UPRN:10003709285Detached House5 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band FEPC: C (78)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£832,000

£791k - £874kHigh

Estimate

£832k

Range

£791k – £874k

Rent Estimate (pcm)

£3,300

£3k - £4k

Monthly

£3,300

Yield

3.98%

Verdict

Derived from HomePortfolio scores

38A St Johns Avenue earns an INVESTIGATE rating with HP Score 70/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

57/ 100

Moderate

Transit & Bike

Transit 16Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£995,000

At the asking price

Monthly rent£3,300/mo

Evidenced range £2,950-£3,600

Interest rate5.4%

Loan to value75%

Cash required: £343,050
Net cash flow: -£1,074/mo
Cash on cash: -3.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£832,000

Rent Estimate (pcm)£3,300

Gross Yield3.98%

1y Growth-

3y Growth+0.2%

5y Growth+0.6%

10y Growth+2.2%

Last Sold Price£500,000 (2014-10-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM17 0BB

Approval Rate

-12mo

Development

low

HW/HSE/26/00452
Erection of a front & rear extension including garage conversion & alterations to provide level access with associated Internal and external works
Pending
HW/TP/26/10051
Horse Chestnut - 2 stems to be pollarded down to a manageable height (1-2 metres from the base of main trunk)
Pending
HW/HSE/26/00410
Retrospective consent is sought for the construction of a single storey rear extension and erection of garden room in the rear garden
Pending

View Planning Timeline

Ownership

Corporate Ownership68%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-10-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,654

Population Density4,299 /km²

Owner Occupied59%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

Fawbert and Barnard's Primary School
0.4 mi
Good
Harlowbury Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Mark Hall Academy
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Churchgate Church of England Voluntary Aided Primary School, Harlow
0.8 mi
Good

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38 St Johns Avenue
-
£900k
-
32 St Johns Avenue
-
£431k
-
16 St Johns Avenue
-
£392k
-
50A St Johns Avenue
-
£620k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN