28 Charter Approach, Warwick, CV34 6AE

UPRN:10003789638Mid Terrace House3 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band EEPC: C (79)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£331,000

£314k - £347kHigh

Estimate

£331k

Range

£314k – £347k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

4.91%

Verdict

Derived from HomePortfolio scores

28 Charter Approach earns an INVESTIGATE rating with HP Score 77/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

86/ 100

Excellent

Transit & Bike

Transit 22Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£330,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,200-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £106,800
Net cash flow: -£179/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£331,000

Rent Estimate (pcm)£1,350

Gross Yield4.91%

1y Growth-

3y Growth+0.3%

5y Growth+1.4%

10y Growth+2.1%

Last Sold Price£125,000 (1998-09-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CV34 6AE

Approval Rate

-12mo

Development

low

W/26/1605/TCA
T1 - Silver Birch - Reduce by up to 30% inline with BS3998, tree is approx. 20m tall and approx. 15m wide - Reduce the height to between 16-17m and reduce the width to be approx 12-13m
Pending
W/26/1533
Display of 1no. externally illuminated hanging sign (01), 1no. externally illuminated fascia sign (02), 2no. non-illuminated amenity boards (03), 3no. non-illuminated fascia signs (04, 05, 06), 2no. non-illuminated menu cases, 2no. externally illuminated painted advertisements comprising the house name and mural (09, 10) and 1no. non-illuminated parking sign (13).
Pending
W/26/1532
Replacement of first floor rear window with a painted timber door opening onto the existing external stair landing (sill lowered to floor level; existing width and head of opening retained). Reinstates the alteration previously approved under W/21/2176 (now lapsed).
Pending

View Planning Timeline

Ownership

Corporate Ownership65.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1998-09-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,797

Population Density5,798 /km²

Owner Occupied56%

Age Distribution

0-15 18%16-64 65%65+ 17%

View Area Profile

Schools Nearby

Westgate Primary School
0.2 mi
Inspected as Westgate Primary School (URN 125559) on 4 Jul 2023
Newburgh Primary School
0.5 mi
Good
Aylesford School Warwick
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Warwick Nursery School
0.7 mi
Good

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Charter Approach
-
£400k
-
7 Charter Approach
-
£360k
-
19 Charter Approach
-
£265k
-
3 Charter Approach
-
£320k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN