9 Coytes Gardens, Ipswich, IP1 1PS

UPRN:10003877873Flat/Maisonette2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band AEPC: B (83)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£135,000

£121k - £148kMedium

Estimate

£135k

Range

£121k – £148k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

1.38%

Verdict

Derived from HomePortfolio scores

9 Coytes Gardens earns an INVESTIGATE rating with HP Score 61/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (99/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

64/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

99/ 100

Excellent

Transit & Bike

Transit 74Bike 80

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£1,675/mo
Cash on cash: -9.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.34 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£135,000

Rent Estimate (pcm)£750

Gross Yield1.38%

1y Growth-

3y Growth-2.2%

5y Growth+0.9%

10y Growth+3.5%

Last Sold Price£160,000 (2006-01-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1IP1 1PS

Approval Rate

100%12mo

Development

low

26/00828/CON
Discharge of Condition 5 (window, rooflight, bathroom vents and bin area ventilation details), 6 (noise assessment and mitigation measure), 10 (Construction Management Strategy) of application 25/00677/FUL: Creation of 9 residential flats in first floor of existing building with openings into the existing external walls and roof made to facilitate the installation of new windows, balconies, skylights and smoke vents.
Pending
26/00812/FUL
Replacement of existing windows at first- and second-floor level of flat with uPVC fire escape windows.
Pending
26/00809/FUL
Retention of single-storey rear extension, first-floor side extension and front porch as built (variation from that approved under planning permission IP/24/00012/FUL), single-storey side lean-to (south side), extended timber store and poultry house (north side), and replacement roof covering in artificial slate (retrospective application).
Pending

View Planning Timeline