Flat 1, 16 Stoke Street, Ipswich, IP2 8BX

UPRN:10003877899Converted Flat1 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: C (80)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 1, 16 Stoke Street, Ipswich, IP2 8BX

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£77,000

£73k - £81kHigh

Estimate

£77k

Range

£73k – £81k

Rent Estimate (pcm)

£500

£450 - £500

Monthly

£500

Yield

8.57%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 79/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

97/ 100

Excellent

Transit & Bike

Transit 50Bike 79

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£70,000

At the asking price

Monthly rent£500/mo

Evidenced range £450-£500

Interest rate5.4%

Loan to value75%

Cash required: £22,300
Net cash flow: £110/mo
Cash on cash: 5.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.12 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£77,000

Rent Estimate (pcm)£500

Gross Yield8.57%

1y Growth+21.9%

3y Growth-0.7%

5y Growth+1.9%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0IP2 8BX

Approval Rate

-12mo

Development

low

26/00828/CON
Discharge of Condition 5 (window, rooflight, bathroom vents and bin area ventilation details), 6 (noise assessment and mitigation measure), 10 (Construction Management Strategy) of application 25/00677/FUL: Creation of 9 residential flats in first floor of existing building with openings into the existing external walls and roof made to facilitate the installation of new windows, balconies, skylights and smoke vents.
Pending
26/00812/FUL
Replacement of existing windows at first- and second-floor level of flat with uPVC fire escape windows.
Pending
26/00807/CON
Discharge of Condition 2 (CO2 emissions and water efficiency) of application 25/00456/FUL: Erection of additional, fourth storey containing five one-bedroom flats.
Pending

View Planning Timeline

Ownership

Corporate Ownership72.6%
Overseas OwnershipNo
Lease Term Remaining103 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,928

Population Density8,917 /km²

Owner Occupied23%

Age Distribution

0-15 15%16-64 76%65+ 9%

View Area Profile

Schools Nearby

Hillside Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
University of Suffolk
0.5 mi
-
St Matthew's Church of England Primary School, Ipswich
0.5 mi
Good
Learning Support, Southern Area Education Office
0.6 mi
-

0 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Stoke Street
-
£79k
-
16 Stoke Street
-
£84k
-
16 Stoke Street
-
£70k
-
16 Stoke Street
-
£67k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN