Ty Capel Seion, Llanfair Dyffryn Clwyd, Ruthin, LL15 2ES

UPRN:10003928478Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: F (32)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Ty Capel Seion, Llanfair Dyffryn Clwyd, Ruthin, LL15 2ES

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

14 of 21 sources

Sale Estimate

£500,000

£450k - £550kMedium

Estimate

£500k

Range

£450k – £550k

Rent Estimate (pcm)

£1,350

£1k - £2k

Monthly

£1,350

Yield

3.41%

Verdict

Derived from HomePortfolio scores

Ty Capel Seion earns an INVESTIGATE rating with HP Score 80/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +5.0% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10003928478· as of 12 Oct 2026
Rental economics0/40
gross yield 3.4%; range width penalty ×0.61
- valuation_snapshotsrent estimate 1350/mo (range 1150-1550)· as of 12 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,142/mo, -85% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity12.8/15
101 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£356,000£546,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,150-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: -£669/mo
Cash on cash: -5.1%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.84 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10003928478Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 1350/mo (range 1150-1550)Rental economics · as of 12 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1350/mo (range 1150-1550)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£500,000

Rent Estimate (pcm)£1,350

Gross Yield3.41%

1y Growth-

3y Growth+3.4%

5y Growth+2.8%

10y Growth+4.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL15 2ES

Approval Rate

-12mo

Development

low

20/2026/0033/LBC
Datgelu ac atgyweirio'r ffram dderw bresennol fel rhan o'r gwaith a gymeradwywyd o dan ganiatad adeilad rhestredig rhif 20/2022/0936 (cais Adeilad Rhestredig) / Exposure and repair of the existing oak frame as part of the approved work under listed building consent code no. 20/2022/0936 (Listed Building application)
Pending
20/2025/0423/PF
Newid defnydd llety gwyliau i lety byw ategol preswyl / Change of use of holiday accommodation to residential ancillary living accommodation
Pending
20/2023/0868
Amrywio amod 3 o ganiatad cynllunio 20/2000/0437/PF i'w ddarllen. Bydd pob ffram ffenestr a drysau o bren wedi'u hadeiladu a bydd y fframiau ffenestri yn cael eu paentio'n ddu a bydd y drysau yn dderw neu'n ddu wedi'u paentio." / Variation of condition 3 of planning permission 20/2000/0437/PF to read. all window frames and doors shall be of timber construction and the window frames shall be painted black and the doors shall be oak or painted black"
Approved

View Planning Timeline