Pen Y Garth, Llanrhaeadr, Denbigh, LL16 4PN

UPRN:10003929346Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: E (51)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 1mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Pen Y Garth, Llanrhaeadr, Denbigh, LL16 4PN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£845,000

£803k - £887kHigh

Estimate

£845k

Range

£803k – £887k

Rent Estimate (pcm)

£4,250

£4k - £5k

Monthly

£4,250

Yield

6.00%

Verdict

Derived from HomePortfolio scores

Pen Y Garth earns an INVESTIGATE rating with HP Score 70/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the advert has 6 bedrooms but the valuation snapshot describes 3 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -0.6% (HIGH), sold-comps -240.0%, £/sqft -240.0%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 11 Nov 2026
- valuation_snapshotsestimate for 10003929346· as of 11 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 4 comps, dispersion 8.6%· as of 10 Nov 2026
Rental economics7/40
gross yield 6.0%; range width penalty ×0.87
- valuation_snapshotsrent estimate 4250/mo (range 3900-4600)· as of 11 Nov 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -592/mo, -14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 92 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.7/15
149 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£637,500£977,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£850,000

At the asking price

Monthly rent£4,250/mo

Evidenced range £3,900-£4,600

Interest rate5.4%

Loan to value75%

Cash required: £288,800
Net cash flow: £74/mo
Cash on cash: 0.3%
Score at this price: 22

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10003929346Valuation edge · as of 11 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 4 comps, dispersion 8.6%Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 4250/mo (range 3900-4600)Rental economics · as of 11 Nov 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4250/mo (range 3900-4600)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£845,000

Rent Estimate (pcm)£4,250

Gross Yield6.00%

1y Growth-

3y Growth+4.3%

5y Growth+1.2%

10y Growth+4.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL16 4PN

Approval Rate

-12mo

Development

low

14/2024/1613/PF
Newid defnydd tir trwy leoli 3 uned glampio a gwaith cysylltiedig / Change of use of land by the siting of 3 no. glamping units and associated works
Pending
14/2024/1380/HH
Codi rhediad anifeiliaid, cwt anifeiliaid, a phergola / Erection of a animal run, animal coop, and pergola
Pending
14/2023/0640
Newid defnydd tir drwy leoli 4 rhif. unedau glampio ffurfio un cae pabell gloch codi adeiladu allan gosod gwaith trin pecyn ffurfio llwybrau a gwaith cysylltiedig / Change of use of land by the siting of 4 no. glamping units formation of one bell tent pitch erection of outbuilding installation of package treatment plant formation of pathways and associated works
Rejected

View Planning Timeline