6 Low Meadow, Old Hutton, Kendal, LA8 0NZ

UPRN:10003955429Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band FEPC: D (59)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

6 Low Meadow, Old Hutton, Kendal, LA8 0NZ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£543,000

£515k - £570kHigh

Estimate

£543k

Range

£515k – £570k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

3.96%

Verdict

Derived from HomePortfolio scores

6 Low Meadow earns an INVESTIGATE rating with HP Score 60/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (5/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

5/ 100

Low

Transit & Bike

Transit 25Bike 5

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +2.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10003955429· as of 12 Oct 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.69
- valuation_snapshotsrent estimate 1750/mo (range 1500-1950)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,080/mo, -62% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 171 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
76 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£397,500£609,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£530,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,500-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £176,800
Net cash flow: -£577/mo
Cash on cash: -3.9%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10003955429Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 1750/mo (range 1500-1950)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1750/mo (range 1500-1950)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 171 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£543,000

Rent Estimate (pcm)£1,750

Gross Yield3.96%

1y Growth-

3y Growth-4.3%

5y Growth+1.2%

10y Growth+1.4%

Last Sold Price£390,000 (2018-10-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0LA8 0NZ

Approval Rate

-12mo

Development

low

2025/1743/FPA
Variation of condition 5 (non-commercial equestrian use) to allow retrospective commercial use & 6 (external lighting) attached to planning permission SL/2019/1039 (Erection of 2 double stable blocks, wooden clad storage container, manège and change of use of land for the keeping of horses (retrospective))
Conditions
2025/0114/TPO
South Lakeland DC TPO No 189 2004 Removal of Sycamore T3 Due to poor condition of the tree and it's proximity the property. There are also concerns over the foundation area of the tree on a narrow strip of land held back by a retaining wall. I was given the following information by Ben Rayton BSC Arb - Urban Forestry Tel 07910 751232. - The Tree has possible included union at the box of the three main stems. -The Old limb removed on the field side has fungus, this could be the cause of failure on the other main stems. -Failure in Main stem.
Approved
2025/0078/FPA
New car drop off and parking area.
Conditions

View Planning Timeline