Flat 12, Calgarth Park, Ambleside Road, Troutbeck Bridge, Windermere, LA23 1LF

UPRN:10003957484Flat/Maisonette2 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: D (61)

Data freshness:Listing· freshPlanning· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 12, Calgarth Park, Ambleside Road, Troutbeck Bridge, Windermere, LA23 1LF

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£155,000

£124k - £186kLow

Estimate

£155k

Range

£124k – £186k

Rent Estimate (pcm)

£600

£550 - £700

Monthly

£600

Yield

2.72%

Verdict

Derived from HomePortfolio scores

Flat 12 earns an INVESTIGATE rating with HP Score 65/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (29/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

29/ 100

Low

Transit & Bike

Transit 41Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£264,995-£270,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£264,995

At the asking price

Monthly rent£600/mo

Evidenced range £550-£700

Interest rate5.4%

Loan to value75%

Cash required: £84,049
Net cash flow: -£479/mo
Cash on cash: -6.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.67 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£155,000

Rent Estimate (pcm)£600

Gross Yield2.72%

1y Growth-

3y Growth-4.6%

5y Growth-1.2%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

6LA23 1LF

Approval Rate

80%12mo

Development

low

7/2026/5522
Application to modify Section 106 Agreement on planning permission 7/2012/5505 (Application to modify existing Section 52 Agreement NP/16/1/197 to remove any reference to Pontins (Blackpool) Limited and White Cross Bay and replace with a suitable local needs housing restriction) - to extend the area of occupancy
Pending
7/2026/5537
The installation of 1no. 10 metre high wooden telegraph pole mounted with 1no. omni antenna and 1no. 5G LTE small cell antenna, the installation of 1no. new free-standing cabinet at ground level, and ancillary development thereto.
Approved
7/2026/5534
The installation of 1no. 6 metre high wooden telegraph pole mounted with 1no. omni antenna and 1no. 5G LTE small cell antenna, the installation of 1no. new free-standing cabinet at ground level, and ancillary development thereto.
Approved

View Planning Timeline

Ownership

Corporate Ownership65.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density34 /km²

Owner Occupied63%

Age Distribution

0-15 7%16-64 57%65+ 36%

View Area Profile

Schools Nearby

The Lakes School
0.4 mi
Good
Windermere School
1.1 mi
Inspected by ISI
St Cuthberts Catholic Primary School, Windermere
1.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Martin & St Mary Church of England Primary School
1.8 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Calgarth South Lodge Ambleside Road
-
£1.30M
-
Calgarth Park Ambleside Road
-
£470k
-
Calgarth North Lodge Ambleside Road
-
£574k
-
Calgarth Park Ambleside Road
-
£500k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN