Flat A, 56 Muswell Hill Road, London, N10 3JR

UPRN:10003983476Flat/MaisonetteBeds -Built 1900-1929

LeaseholdCouncil Tax: -EPC: C (72)

Data freshness:Planning· 6mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Flat A, 56 Muswell Hill Road, London, N10 3JR

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£768,000

£729k - £806kHigh

Estimate

£768k

Range

£729k – £806k

Rent Estimate (pcm)

£3,150

£3k - £4k

Monthly

£3,150

Yield

2.13%

Verdict

Derived from HomePortfolio scores

Flat A earns an INVESTIGATE rating with HP Score 80/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

61/ 100

Moderate

Transit & Bike

Transit 35Bike 62

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge-1.6/15
claims [AVM -131.1% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10003983476· as of 12 Oct 2026
Rental economics0/40
gross yield 2.1%; range width penalty ×0.79
- valuation_snapshotsrent estimate 3150/mo (range 2850-3500)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -5,303/mo, -168% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 147 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
185 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,331,000£1,997,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,775,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £2,850-£3,500

Interest rate5.4%

Loan to value75%

Cash required: £660,550
Net cash flow: -£3,810/mo
Cash on cash: -6.9%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.53 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10003983476Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 3150/mo (range 2850-3500)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3150/mo (range 2850-3500)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£768,000

Rent Estimate (pcm)£3,150

Gross Yield2.13%

1y Growth-

3y Growth-6.2%

5y Growth-1.5%

10y Growth+0.4%

Last Sold Price£935,000 (2011-12-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1N10 3JR

Approval Rate

-12mo

Development

low

HGY/2026/3035
T1) Eucalyptus: fell to ground level. Insurance company have stipulated this needs to happen due to subsidence.
Pending
HGY/2026/3047
Birch - Cut trunk as close to ground level as practically possible This tree is in decline Dead Birch - Cut trunk as close to ground level as practically possible This tree is dead Holly - Reduce the height back to the previous reduction points (approx. 3.5m) Maintenance works in line with good arboricultural practice
Pending
HGY/2026/3032
Large Oak - Crown reduce the low to mid spread growing towards South-East, South and South-West by branches of up to 2.5m keeping the natural canopy outline. Crown thin by 20% and remove major dead wood. Maintenance works in line with good arboricultural practice
Pending

View Planning Timeline

Ownership

Corporate Ownership53.8%
Overseas OwnershipNo
Lease Term Remaining107 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2011-12-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,563

Population Density3,695 /km²

Owner Occupied74%

Age Distribution

0-15 19%16-64 63%65+ 18%

View Area Profile

Schools Nearby

TreeHouse School
0.3 mi
OutstandingConcerns
St James Church of England Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Tetherdown Primary School
0.4 mi
Good
Highgate Primary School
0.4 mi
OutstandingImproving

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

64 Muswell Hill Road
-
£1.00M
-
70D Muswell Hill Road
-
£640k
-
48 Muswell Hill Road
-
£675k
-
70C Muswell Hill Road
-
£540k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN