Kempthorne House, 4 St Peters Hill, Flushing, Falmouth, TR11 5TP

UPRN:100040032074Mid Terrace House6 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Kempthorne House, 4 St Peters Hill, Flushing, Falmouth, TR11 5TP

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£1,472,000

£1.32M - £1.62MMedium

Estimate

£1.47M

Range

£1.32M – £1.62M

Rent Estimate (pcm)

£8,700

£8k - £9k

Monthly

£8,700

Yield

6.16%

Verdict

Derived from HomePortfolio scores

Kempthorne House earns an INVESTIGATE rating with HP Score 75/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

51/ 100

Moderate

Transit & Bike

Transit 10Bike 28

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -15.1% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100040032074· as of 9 Nov 2026
Rental economics8.7/40
gross yield 6.2%; range width penalty ×0.94
- valuation_snapshotsrent estimate 8700/mo (range 8100-9250)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -886/mo, -10% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 243 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.8/15
356 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,271,000£1,949,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,695,000

At the asking price

Monthly rent£8,700/mo

Evidenced range £8,100-£9,250

Interest rate5.4%

Loan to value75%

Cash required: £626,950
Net cash flow: £302/mo
Cash on cash: 0.6%
Score at this price: 21

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100040032074Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 8700/mo (range 8100-9250)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 8700/mo (range 8100-9250)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 243 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,472,000

Rent Estimate (pcm)£8,700

Gross Yield6.16%

1y Growth+22.0%

3y Growth-2.1%

5y Growth+0.8%

10y Growth+2.7%

Last Sold Price£1,625,000 (2022-08-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TR11 5TP

Approval Rate

-12mo

Development

low

PA26/07272
Certificate of Lawfulness for existing use to confirm works comprising the excavation of foundation trench for a retaining wall amounted to commencement of development approved under decision PA23/03515 before the expiry date of 10.07.27.
Pending
PA26/07395
The Electronic Communications Code (Conditions and restrictions) Regulations 2003 (as amended) Regulation 5 Notice of Intention to Install Fixed Line Broadband Apparatus
Rejected
PA26/07129
Change of use of 41a, Trevethan Road, Falmouth, TR11 2AS from sui generis hostel use to C2 residential institution use with care for eight people.
Pending

View Planning Timeline

Ownership

Corporate Ownership68%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-08-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density253 /km²

Owner Occupied71%

Age Distribution

0-15 14%16-64 50%65+ 36%

View Area Profile

Schools Nearby

Flushing School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Falmouth Primary Academy
0.7 mi
Good
Falmouth University
1.1 mi
-
King Charles Church of England Primary School
1.2 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 St Peters Hill
-
£1.13M
-
16 St Peters Hill
-
£670k
-
7 St Peters Hill
-
£1.18M
-
Stable Cottage St Peters Hill
-
£420k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN