22 Broad Street, Truro, TR1 1JD

UPRN:100040040056Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: C (69)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£270,000

£257k - £284kHigh

Estimate

£270k

Range

£257k – £284k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

4.90%

Verdict

Derived from HomePortfolio scores

22 Broad Street earns an INVESTIGATE rating with HP Score 85/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

70/ 100

High

Crime Score

10/ 100

Low

Walkability

90/ 100

Excellent

Transit & Bike

Transit 50Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£269,500

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £85,625
Net cash flow: -£148/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£270,000

Rent Estimate (pcm)£1,100

Gross Yield4.90%

1y Growth-

3y Growth-0.8%

5y Growth+1.1%

10y Growth+2.3%

Last Sold Price£220,000 (2021-04-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TR1 1JD

Approval Rate

-12mo

Development

low

PA26/07544
Works to Tree within a Conservation Area (TCA) - T1 - Copper beech - Crown raise to 3m, minor thinning of very busy crown, and formative reduction of crown.
Pending
PA26/07545
Works to Tree within a Conservation Area (TCA) - T1 - Sycamore - Removal and replant with more suitable species.
Pending
PA26/01229/PREAPP
Exception Notice - Works to a willow tree due to damage from high winds
Pending

View Planning Timeline

Ownership

Corporate Ownership63.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-04-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density4,335 /km²

Owner Occupied71%

Age Distribution

0-15 11%16-64 56%65+ 33%

View Area Profile

Schools Nearby

Archbishop Benson CofE Primary School
0.2 mi
Good
St Mary's CofE School, Truro
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Truro Nursery School
0.5 mi
Outstanding
Truro School
0.5 mi
Inspected by ISI

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Broad Street
-
£275k
-
8 Broad Street
-
£350k
-
28 Broad Street
-
£267k
-
14 Broad Street
-
£345k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN