Russell House, 7 Commercial Road, St. Mawes, Truro, TR2 5DN

UPRN:100040041259TerracedBeds -Built before 1900

FreeholdCouncil Tax: -EPC: D (56)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Russell House, 7 Commercial Road, St. Mawes, Truro, TR2 5DN

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£679,000

£612k - £747kMedium

Estimate

£679k

Range

£612k – £747k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

3.05%

Verdict

Derived from HomePortfolio scores

Russell House earns an INVESTIGATE rating with HP Score 74/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

56/ 100

Moderate

Transit & Bike

Transit 6Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£825,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,850-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £280,050
Net cash flow: -£1,331/mo
Cash on cash: -5.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.75 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£679,000

Rent Estimate (pcm)£2,100

Gross Yield3.05%

1y Growth-

3y Growth-4.0%

5y Growth-2.4%

10y Growth+2.0%

Last Sold Price£225,000 (2007-04-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2TR2 5DN

Approval Rate

-12mo

Development

low

PA26/07847
The Electronic Communications Code (Conditions and restrictions) Regulations 2017, Regulation 5 Notice of Intention to Install BT Pole Apparatus.
Rejected
PA26/01278/PREAPP
5 Day Exception Notice for Works to Tree covered by a Tree Preservation Order (TPO) - T3 - Lime - Removal and replacement.
Pending
PA26/07372
Erection of a powder coated aluminium glasshouse sited on a dwarf rendered brick wall. In keeping with the property and local surroundings.
Pending

View Planning Timeline

Ownership

Corporate Ownership76.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-04-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density-

Owner Occupied65%

Age Distribution

0-15 11%16-64 50%65+ 39%

View Area Profile

Schools Nearby

St Mawes Primary School
0.1 mi
Inspected as St Mawes Community Primary School (URN 111873) on 16 May 2012
Gerrans School
2.0 mi
Good
Flushing School
2.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Falmouth University
2.5 mi
-

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

September Cottage, 11 Commercial Road
-
£625k
-
15 Commercial Road
-
£440k
-
The Tiddler, 2 Commercial Road
-
£213k
-
4 Commercial Road
-
£500k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN