37 West Fairholme Road, Bude, EX23 8JD

UPRN:100040089916Semi-Detached House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: -EPC: D (57)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£354,000

£318k - £389kMedium

Estimate

£354k

Range

£318k – £389k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

3.45%

Verdict

Derived from HomePortfolio scores

37 West Fairholme Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

61/ 100

Moderate

Transit & Bike

Transit 19Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£435,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,100-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £143,550
Net cash flow: -£603/mo
Cash on cash: -5.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.85 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£354,000

Rent Estimate (pcm)£1,250

Gross Yield3.45%

1y Growth+2.5%

3y Growth-3.3%

5y Growth+1.1%

10y Growth+2.4%

Last Sold Price£70,000 (1997-06-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1EX23 8JD

Approval Rate

-12mo

Development

low

PA26/07764
Non-material amendment in relation to decision notice PA25/03401 dated 10/09/2025 for amendments to the escape access, roofs and central masonry wall.
Pending
PA26/07454
Change of use from a guest house (Use Class C1) to a single dwellinghouse (Use Class C3)
Pending
PA26/07046
Householder planning permission for an extension and alterations to an existing dwelling house.
Pending

View Planning Timeline

Ownership

Corporate Ownership72.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-06-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density2,145 /km²

Owner Occupied65%

Age Distribution

0-15 15%16-64 54%65+ 31%

View Area Profile

Schools Nearby

Bude Primary Academy - Juniors
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Bude Primary Academy - Infants
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Budehaven Community School
0.8 mi
GoodConcerns
Stratton Primary School
0.9 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

34A West Fairholme Road
-
£525k
-
Morwenna, 17 West Fairholme Road
-
£365k
-
1 West Fairholme Road
-
£413k
-
33 West Fairholme Road
-
£590k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN