31 Rockhaven Gardens, St. Minver, Wadebridge, PL27 6PJ

UPRN:100040100640Detached Bungalow3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band DEPC: E (53)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

31 Rockhaven Gardens, St. Minver, Wadebridge, PL27 6PJ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£418,000

£397k - £439kHigh

Estimate

£418k

Range

£397k – £439k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

3.53%

Verdict

Derived from HomePortfolio scores

31 Rockhaven Gardens earns an INVESTIGATE rating with HP Score 64/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (32/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

32/ 100

Mixed

Transit & Bike

Transit 6Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,100-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£569/mo
Cash on cash: -4.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.87 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£418,000

Rent Estimate (pcm)£1,250

Gross Yield3.53%

1y Growth-

3y Growth-5.6%

5y Growth-0.3%

10y Growth+1.5%

Last Sold Price£78,500 (1999-02-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1PL27 6PJ

Approval Rate

100%12mo

Development

low

PA26/07381
Prior notification for change of use from agricultural building to C1 use
Rejected
PA26/07484
Proposed extensions to dwelling, extension to existing annexe and construction of detached garage
Pending
PA26/07423
Proposed change of use, from storage to a hair salon, with minor external alterations
Pending

View Planning Timeline