12 Rosewarne Road, Gwinear, Hayle, TR27 5LD

UPRN:100040105415Detached HouseBeds -Built before 1900

Tenure: -Council Tax: Band CEPC: D (62)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

12 Rosewarne Road, Gwinear, Hayle, TR27 5LD

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£332,000

£299k - £366kMedium

Estimate

£332k

Range

£299k – £366k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

6.24%

Verdict

Derived from HomePortfolio scores

12 Rosewarne Road earns an INVESTIGATE rating with HP Score 64/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

8/ 100

Low

Transit & Bike

Transit 3Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,150-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £56/mo
Cash on cash: 0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£332,000

Rent Estimate (pcm)£1,300

Gross Yield6.24%

1y Growth-

3y Growth-1.7%

5y Growth+0.4%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TR27 5LD

Approval Rate

-12mo

Development

low

PA26/04801
Construction of extension to existing domestic annex
Conditions
PA26/04441
Certificate of lawfulness for proposed use for the stationing of a mobile home/caravan
Approved
PA26/00865
Construction of first-floor extension to create room-in-the-roof accommodation, together with the construction of a front porch to the bungalow.
Conditions

View Planning Timeline

Ownership

Corporate Ownership72.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density123 /km²

Owner Occupied69%

Age Distribution

0-15 19%16-64 59%65+ 22%

View Area Profile

Schools Nearby

Gwinear Community Primary School
0.3 mi
Good
Connor Downs Academy
1.9 mi
Good
Penponds School
1.9 mi
Good
Leedstown Community Primary School
2.0 mi
Inspected as Leedstown Community Primary School (URN 111811) on 11 Jul 2013

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Rosewarne Road
-
£195k
-
41 Rosewarne Road
-
£315k
-
Oaktree Cottage Rosewarne Road
-
£250k
-
9 Rosewarne Road
-
£345k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN