5A Redinnick Terrace, Penzance, TR18 4HR

UPRN:100040114432Mid Terrace House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

5A Redinnick Terrace, Penzance, TR18 4HR

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£408,000

£388k - £428kHigh

Estimate

£408k

Range

£388k – £428k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

4.71%

Verdict

Derived from HomePortfolio scores

5A Redinnick Terrace earns an INVESTIGATE rating with HP Score 79/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

93/ 100

Excellent

Transit & Bike

Transit 18Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£420,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £138,300
Net cash flow: -£275/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£408,000

Rent Estimate (pcm)£1,650

Gross Yield4.71%

1y Growth+24.4%

3y Growth-2.0%

5y Growth+1.6%

10y Growth+3.6%

Last Sold Price£219,000 (2013-05-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TR18 4HR

Approval Rate

-12mo

Development

low

PA26/07558
Notice of our intention to install fixed line broadband electronic communications apparatus
Rejected
PA26/07146
Listed building consent to install a stairlift on the internal stairs
Pending
PA26/07294
Replacement windows & door
Pending

View Planning Timeline

Ownership

Corporate Ownership67.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-05-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density-

Owner Occupied51%

Age Distribution

0-15 8%16-64 59%65+ 33%

View Area Profile

Schools Nearby

St Mary's CofE Primary School, Penzance
0.1 mi
Good
Alverton Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Newlyn School
0.6 mi
Good
Pensans Community Primary School
0.7 mi
Requires improvement

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Redinnick Terrace
-
£336k
-
Jubilee Cottage Redinnick Terrace
-
£270k
-
15 Redinnick Terrace
-
£285k
-
West Breeze Redinnick Terrace
-
£165k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN